5-Year Debt Free Journey Update | $82,200 IN LESS THAN 5 YEARS!

#debtfreejourney #financialindependence #debtfree

💰 Venmo: @DebtOverIt

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DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!

[thomaschew]

We started our debt free journey about the same time you did, we started March 2018. Sue and I paid off $136K including a PPL student loan and mortgage balance, credit cards and personal loans. We paid off my truck in December 2022 so it was 56 months to totally debt free.

We went back and forth on the PPL but in the end we paid it off in November 2021, at that point we had the truck and two personal loans left. We went crazy starting Feb 2022 and when we paid off the last debt on Dec 6, 2022 we had about $2200 in our checking account and another $1000 in a savings account.

Here we are 7 and a half months totally debt free and $32K between checking and savings. This is amazing for two reasons, first we always thought we could never be debt free and own our home free and clear. The second reason is we have way more savings and putting much more in our 401Ks than we ever imagined. Being debt free is an amazing thing!

[libbysworld]

Look at how far you've come! For the past 2 years since I've been on my own debt free journey, you have been a major point of inspiration for me. Thank you, Leila!

[iwantcheesypuffs]

You manged to compress your 5yr plan by making some changes to your career and this channel. You should be very proud. Amazing update!

[DebtFreeJessie]

$2500 for all that travel, Leila!! That's amazing! Great job travel hacking.
We used card bonuses to take $400 off our $2400 cruise we booked this fall. Pretty pumped about that! It'll be our first cruise, and we booked a balcony room.

[ytfig]

Congratulations! You’ve done an amazing job staying the corse to accomplish your goal. 🎉🎉🎉

[carolwoodward]

Excited about future journeys with you.

[odalisbalderrama]

Leila you are such an inspiration! Thank you for sharing your journey!

[jessmarie]

So proud of you Leila! You are such an inspiration!!! Congratulations!!!!

[TheBudgetLady]

Congratulations on your debt Free success🙌🏼

[cheyennemckoy]

Your channel is valuable!! Congrats on debt free 🤩

[atxgurl]

Woohoo Congrats Leila! 🎉 I’ve followed your journey for a while, and you deserve all the success!

[rosamondhazell]

Congratulations, lots of encouragement for us all 👏👏

[pearlivory]

So proud of you. This is really motivating.

[CesarJoel]

Congratulations! You did an amazing job! Keep up the great work! 👍

[miguelbudgets]

Congratulations on your unofficial debt free journey! Just found your channel and your content is great! Subscribed

[docdoctme]

Congratulations on your debt free journey and new position. New subbie.

[SmecaWash]

Am I have watched you periodically over the years and to be here while you’re debt free is amazing

[artofnia]

Congratulations on all of your growth so far 🎉

[carolwoodward]

Not sure when I subbed but in 20 or 21. I have enjoyed you and your journey … practical, analytical, creative. Not leaving you, just this journey as are you.

[budgetnerds]

This is really a very exciting Love seeing the recap! In my opinion you are indeed debt free! But it does not matter what anyone thinks, it's your personal finance so do whatever feels personal right for you (and it does indeed makes mathematical sense!).
Looking forward to future updates on how your investment and FIRE journey is going. You can do updates every year but maybe an idea is 2 times a year: once on your birthday and once at the end of the year. That's how I do it for myself (my birthday is also 11 july), and it's fun to do it on your birthday to know how far you are by age, and once in the beginning/end of the year because I yearly budget and I take into account the fiscal year for that.