How does Insurance work when a pipe breaks causing water damage to your home?

When a pipe breaks causing water damage to your home or property it is important to know that the damage and repairs to the pipe itself are not covered on any policy.

Only the damage the water causes will be covered.

Make sure before filing a home insurance or property insurance claim that the damage the water caused is going to be over your deductible. All property policies will have a deductible.

Unsure what a deductible is, check out our video explaining that.

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