Martin's Guide to Topping Up the Pension Pot | This Morning

Have you turned down a pay rise without realising it? Millions have done or risk doing just that. According to our Money Saving Expert Martin Lewis, it happens when your employer 'auto-enrolls' you into a pension scheme but you decide to opt out - in most cases a huge mistake.

[fredatlas]

Mostly only people who are in higher payed jobs get their employer match more than 5%. And higher rate taxpayers get a lot more back from the inland revenue as well, like they really need it & the rest of us on lower incomes or minimum wage don't need more money into our pensions. I think most people would need to have about 20% of their income going into a decent pension scheme for 40 yrs or more in order to have a reasonable retirement not having to struggle to survive. We have basically been screwed since most companies got rid of the defined benefit pensions. Who can actually afford to put enough money into a pension for 40 yrs

[christiandarrall]

my girlfriend is on maternity leave does this count? also that can we consolodate our pensions?

[forest_]

What’s the point of having a pension if the taxman is going to take most of it this government are two faced.