First-Time Homebuyer Programs and Down-Payment Assistance Programs

⭐Have mortgage questions? Pick a time that works best for you here

⭐Ready to get preapproved?
Text me after you fill out with your name 707-478-0637 so I can alert team

⭐ Call Me: My cell phone is 707-478-0637 I am happy to help. Let’s get you home!:)

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Timestamps:
0:00 Today's Topic
0:20 Lenders Do Not Know All Programs
1:00 Federal and Local Down-Payment Assistance Programs
1:32 Fake Down-Payment Programs..
1:55 I Will Not Push these Programs
2:20 There are Good Ones Out There
2:45 How to Find Good Programs
3:40 Very Specialized Programs
4:30 Uber Driver Analogy
4:50 First-Time Homebuyer Programs
5:15 What are they?
5:47 Who They Are For?
6:20 Average Median Income Program
7:40 Geocode Program
8:20 Down Payment Assistance Recap
9:30 First-Time Homebuyer Program Recap
9:55 Call Me at 707-478-0637 or Hop On the Calendar!

Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender
NMLS 247743 Guaranteed Rate NMLS 2611
To access Guaranteed Rate:

My State License Numbers:
AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

#firsttimehomebuyer #mortgagelender #downpaymentassistance #firsttimehomebuyerprograms #firsttimehomebuyerspecialist

[WorryDontAbout]

Real talk, I was so curious about these programs when I started looking but it’s not that great in most situations. Higher rates. Just keeping saving!

[StephanieOliverREservices]

I always appreciate your candid, no-nonsense (yet friendly) approach! 😁👍🏻Thanks for making these educational videos. 🙏 I am an agent in SoCal, and I knew that there are income limits, and didn’t realize that you can’t get assistance on jumbo loans. Being in this high-value area, most popular first-time homes are selling in the $750k-$1.3M range (and the values in the area are much higher than that), so this is good to keep in mind. Honestly, most of my clients have made too much to qualify, when looking into a program or two, even though they didn’t have the 20% to put down, and looking to avoid PMI.

[russlea]

I prefer to refer to you as accommodating.

[richardrodriguez]

I’m on a mission to buy. Rebuilding credit

[richardrodriguez]

What do you guys look at as far as credit when trying to purchase a home. What should I be focused on when rebuilding scores

[aaronasante]

Question...
If you receive a "free grant" from let's say....a city/ county program, are you obligated to have that program as your lender?
For example, can you get a grant from Program A, and then decide to get the rest of your loan from anther bank?... because the bank has a lower interest rate

[diegomendoza]

Hello, I’m active army here looking to use my va loan on this rental property(house hack) here in Tennessee. Are you licensed down here and able to give me a pre approval for an estimate so I can know if I’m able to qualify for the property?

[rickybearden]

if your licensed in 48 states you should know or have guidelines for proof for people talk to a lender your self and you will need a high credit score plus a big down payment i know i tried it !!!

[ausdlantein]

Hey Jenifer one question I am truck driver and moving to another state I see they have these programs do I qualify if I am not from this place as first time home buyer

[ericaamundsen]

Are you able to help me out? I really want to get assistance with down payment program.