These 3 Things Will Keep You Broke

The Ramsey Show (August 21, 2023)

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[alexsteven.m]

Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

[KeepMeLord]

Retired early with no savings but (by God's mercy only) no debt, and we consider ourselves blessed. We chose to sell our five-bedroom, three-bath home, and buy a mobile home sitting on 23 acres centered in the middle of pine trees. We're on vacation every day so there's no desire or need to vacation elsewhere. Our trust in God has never failed us and you can trust him too. A little is much when God is your Savior.

[missdemeanor]

Listening to this show to keep my debt-free resolve strong. Right now my duct-taped together car runs just fine 😂

[jasonbourne]

I grew up in Nevada, and I had a high school teacher that would tell us that gambling is a tax for the mathematically inept.

[patrickmcguire]

THANKS FOR HELPING ME GET OUT OF DEBT. PRAISE GOD.

[Islandboi]

I will have baby step 1 completed by next week. Baby step 2 will be completed by November and then I’ll be ready for baby step 3. Add to my emergency fund. I’m so excited 😊

[thelegendarywizard]

So glad I found you so early in life. I'm 19, getting married in 8 days, and "only" have one form of debt that we are paying off by April of next year or earlier. We budget, we live on less than what I have make, and we will contribute 15% of our income after the debt is paid off. By the time we're 65 we will have 10 million in retirement

[Amelia-Hyde]

I love Dave He is so honest n so blunt.

[Lovingmylife]

Dave said “they ain’t taking this one”. I love it. Owning lots of Real Estate and it’s all paid for. I want to be there one day.

[mihy]

Tiffany & Kyle - perseverance & discipline - and becoming debt free on a modest income. Their journey reminds of Jacqueline's journey (2 weeks ago) and how she paid off her house & debts on a modest income. These examples are far more inspiring than 'big debt canceled by huge income'

[nicoleblank]

"Me and God, we managing this." this IS the message.

[NoahWeS]

That's why people ask the question. JUST DONT MAKE PEOPLE FEEL STUPID. ANSWER THE DAMN QUESTION, THATS WHY THEY CALL.

[DionneRabey]

Engaging in an individual option is fair but its performance level can’t generate high dividends. Diversification is the secret to optimal performance, that’s why I have my interest set on options based on projected growth and performance.

[tracymorgan]

“Me and God, we’re managing this” I love it!!

[Fluffbean_æə]

The story that begins around minute 2 & ends around minute 9, is exactly what I needed to hear. The focus after the baby steps. Now I'm refocused! Thank you for the inspiration! No bankers involved!!!!

[Stephiesma]

“I have a PHD in D.U.M.B”😂oh I wish Dave would do a class or book on real estate for dummies! And investing! He explains and describes so anyone should be able to follow. Love his style!

[ShelleySorenson]

A lot of times, people know what they should do. They just don't want to plan ahead. They want what they want now, and they can't give up what they want now to plan ahead.

[robertfusselman]

So I'm truly a 48 yr old nobody I feel that lost my entire family except my 25 yr old child. I make 65k a year then in the spring through summer I do mowing lawns on top of my full-time job. Bring about 500.00 a month for that have no savings I rent own my car have about 4k in credit card debt and just feel like I'm worth absolutely crap to the world 😢. I found you about a few weeks ago Dave and love your videos but have no clue where to begin in my life. But still smile along with you all on the silly things us humans do to ourselves and truly enjoy your shows thanks God bless Dave!😊❤

[wawawend]

Dave… I’ve faithfully listened for decades and with a break coming back to these shows, I was delighted to hear your familiar voice…

It’s SO ODD to hear you, Dave, doing ads!

What world is this? 😂

Digging the music

[nathaliebasile]

When I listen to Dave … I feel for his callers … gladiator slaves going into a roman arena like situation …waiting for Cesar thumbs up 👍 or thumbs down 👎….

Thx 🙏 to their courage and Dave incredible ethics …

I see through the Grrr and yapping … so much compassion coming from Dave and his companions …

I am a recent widow .October 6 2022. Broke, but not broken…

Thank You so much for what you do !!!