Why Values Outweigh Budgets in Personal Finance

Have you ever struggled to stick to a budget? Maybe you downloaded an app, and set the categories, but then didn’t know what categories to put things in!

Restrictive budgeting can be tiring and can leave you feeling guilty.

In today’s video, we’ll explore a different approach to spending and saving your money - Values-Based Spending.

I’m going to teach you how to values-based spending by

✅Identifying your core values
✅Aligning your spending with your values
✅Making intentional financial decisions
✅Tracking your spending

Ditch the traditional budgeting stress and embrace a financial strategy that not only respects your wallet but also honors what's truly important to you. Discover the transformative power of Values-Based Spending, where every dollar you spend is a reflection of your personal beliefs and goals.

This approach isn't just about managing money—it's about enriching your life and making choices that propel you toward your financial goals.

Join us as we dive into this empowering financial philosophy. You'll learn practical steps to apply Values-Based Spending in your daily life, ensuring your financial decisions are always in harmony with your deepest values. Say goodbye to guilt and hello to a fulfilling financial journey. Whether you're looking to save for the future, invest in experiences, or support causes close to your heart, Values-Based Spending is the key to unlocking a more meaningful and satisfying financial life.

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The information, statements, and opinions expressed in this video are provided for general information only, and are subject to change without notice. The information does not take into account your particular investment objectives, financial situation and/or needs and is not intended in any way as a recommendation to purchase or sell any security. It does not constitute investment, financial, legal, accounting, tax, or other professional advice. You should consult with professional investment, financial, accounting, tax, legal or other competent advisors before making any investment decisions. The examples, case studies and other references presented should in no way be considered endorsements or investment solicitations. In no way should our programs, courses, videos and marketing material be construed as an offer to invest or a form of marketing.

#DowJanes #BudgetingTip #ValuesBasedBudgeting

[DowJanesFinancialEducation]

Stop feeling guilty & overwhelmed. Align your finances with your values for a happier, stress-free money life.

What your experience with budgeting has been?

[passidakis]

Love this video...Thanks! I am a writer (one of my many hats) and words mean alot. I re-framed budget to Wealth plan, because budget felt like I didn't have wiggle room...to budge ! Thanks for all you ladies do...

[MagneticUnicornVlogs]

love that you made this video!! I had been advised to do budget spending and I tried it for a few months and it just made me feel really miserable and I found myself never letting myself spend on things I love, or even food (it was bad). I then found out about value-based spending like you mentioned and when I ask myself 'how much do I WANT to spend and what on?" it felt so much better and I was actually able to meet those goals for the months I would plan that want/value spend. I am also much more happier and have more money than I did when I was trying to stick to a budget.

[red_lotus_life]

Loving this reframe around language and values in correlation to money and budgeting.

[Loving-waves]

This is very helpful. Budgeting is difficult, but needed. Values based spending is much more realistic for me. Thank you for this!

[nausheeniffathenayathullah]

Thank you so much for everything you do ♥️ My top 3 values are: Healthy living, connection and financial stability.
The next 2 are spending time in nature and giving back.

[marsharesch]

Excellent advice! I just retired, and am trying to figure out how to best manage my funds.

[intouchwiththeheart]

My top 3: health, personal growth & environmental sustainability. Awesome video! Thank you!

[amandawelvaert]

My core values are adventure, family/friends, healthy living, time in nature

[sueslpn]

My top 3: Creativity, Adventure, Freedom (Financial)

[nydianoches]

Love this video, and I'm only halfway done watching it. Thanks for helping me stay positive while budgeting 😅😊

[iusrugn]

Necessities, travel and security . . .

[marciaelle]

I have been so upside down with money that I didn't have any extra money. I very seldom bought/buy anything that is not a need. Once I can get my debt paid down, I will be able to spend on "my core values" (Actually, I have always found ways to give to animal charities, tithes, and occasionally personal care items). Other than that, nothing.

[lizkinley]

I'm 63 y/o. I've been a poor saver over all my adult life. I started DA in 2014 continued until 2019, and have improved greatly, but still not where I want to be so close to retirement. Help please! ❤

[morganjones]

kids well being, health, education for kids, family experiences,

[kimdepole]

Budgeting was hard to keep consistent . It was after the spend and it would make me feel guilty .

[JodieMontelibano]

my budget usually feels stifling for me and I never get to stick to it

[lizv]

I get frustrated with figuring out how to allocate for annual or 6 month expenses. It gets over complicated and I give up because I can’t figure out how to do it. I think perfectionism is the problem, in part.

[eskje]

Budgeting hasn’t stopped me from overspending.

Health, Family, Environmental/Political tithing