Have a 700 Credit Score? Here’s How To Get The BEST MORTGAGE

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0:00 Benefits of 700+
1:00 Rate Hacking
6:17 $38,607 in Savings
12:57 Loan Comparison Calculator
14:10 $21,725 in Savings
17:10 Credit Simulator
19:05 Work With Us

— DISCLAIMER —
Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.

[sanzul]

well my 765 credit score only gets me 200, 000 dollar loan, why? because my income is low, having a good credit doesnt mean anything to lenders, they want you to have a 200, 000 dollar income

[jzilla]

I have a 820 credit score and all I can afford is a shack in California 🙂

[bugsfelt]

I have already finalized my loan. Now I just come here to feel calm. lol

[JetBrews]

Are there any more benefits if you have an 800+ credit score?

[megollie]

Hi Kyle! I’ve been a silent watcher for quite some time, taking tips from all of your videos to improve my score within my means. I have finally been able to reach above 700. Without getting into too many details, my credit score was unimportant for many years, and turned for the worse last fall. If I’m not the only one in this boat, could you do a video on revolving delinquencies and how long it will take to be able to qualify for a mortgage with them? I’ve watched I feel like every video and have not necessarily felt as though I have I gotten a concrete answer to that. Much appreciation for all of your advice in all of the videos you post!

[threeftr]

Excellent video Kyle. This is going into my reference file.

[David-B]

Very interesting. Are you taking into account that the 3% down has a $470 extra monthly payment compared to 20% down (comes out to $56, 400 over 10 years if you save it). I know most people don’t have the will power to “save” it, but something think about.

We are planning to purchase our first home in April and have been doing a ton of research to prepare. Love your videos man!

[Mr.Slime]

I’m planning to talk to my local credit union for what the process to get a mortgage is, or what I can do in my situation. I want to get their feedback and was wondering if there’s a way to work with you as well? What do you think?

[MaxKito]

Kyle, Truly God bless you for this educational information. My parents and I are in a difficult time as many other people are, regarding if is worth selling and if it is where can we go about the whole process, not to mention where to chose a down to earth affordable place in Miami or near by this city.

Living in Florida is home, but truly sad is full of people that don’t care about those of us having dreams so they basically concentrate on customer with great credit scores and plenty of money to spend.

Would you be so kind to shine a light as to where can we inquire, if our situation fits an outcome for a solution to sell and buy? Thank you in advance Kyle.

[RobinTaylorMusic]

Hi Kyle, could you do a video on non-warrantable condos and how to avoid finding this out during the closing process?

[danyuljackson]

Our family member went to school and pulled almost 130K for 4 years. Lenders have 30 year contracts and won't even talk to you unless it seems you are a half a millionare. Credit score is like 750+ for both co-borrowers. Almost all the debt was forgiven. Yet cant get a pre approval.