Why A 700 Credit Score Can Change Your Life #askadebtcollector #clearandstrategic

#askadebtcollector #clearandstrategic #credit #debt #begreat

Building credit has been a journey that has changed my life in ways I never imagined. In this video, I share why it's crucial to clean up your credit and avoid a $10K mistake. Learn how having a 700+ FICO score can make a world of difference by lowering your interest rates, reducing stress in relationships, and granting you access to better living areas and job opportunities. I discuss my personal experiences and the tangible benefits of strong credit.

I have a DIY credit repair program, Get started for ONLY 29.97. PLUS in 30 days if you do not like it, get a Full REFUND no questions asked.

CHAPTERS:
00:00 - Why It's Important to Have a 700+ FICO Score
01:11 - Pay Lower Interest Rates
03:59 - Less Stress in Your Relationship
06:56 - Better Job Opportunities

CREDIT REPAIR IS NOT JUST ANOTHER BILL, IT IS A DOWN PAYMENT ON YOUR FUTURE.

FREE 20 Minute Consultation for CREDIT REPAIR:

I am not a financial advisor. The information on this channel come just from my opinion.
All information on this channel is not to be considered legal or accounting advice. The information provided on this channel is for informational purposes only. If accounting or legal advice is needed please consult with a competent professional in your area.

[SiiiiGuey]

I went from 540’s - 701 in about a year by getting a credit builder loan, opening 4 credit cards(one secure from the credit builder loan), and getting a motorcycle, & car loan. Paid everything on time. And requesting limit increases on the credit cards every 6 months. On track to finance a house next year 💪🏼

I’ve also added my son as an authorized user to 2 of those credit cards so he’ll have good credit by the time he’s 18 and be set for good APR terms💪🏼

[SycaShow]

540 to. 720 in 6 months. Beast mode. With 3 repos gone. With 0 debt

[catherinevanetten]

It's called the risk return trade-off. The higher the risk, the higher interest rate to borrow.

[TmFrd]

I just hit 718 after paying all my collects but within the past month i paid colleges ive owed since 2009 which totaled around 2300$

[A_Dog_Formerly_Known_As_Cat]

I'm 30, single, and have a 10% debt to income ratio with a 755 credit score. I've reached a point in my life where I can buy a house, and I'm just wondering if that score would help me with purchasing a home. Any information you could give me awesome, thank you

[sagevibes]

I started working on my credit in October 2022, and in May 2023 I made it to 707 from 617 just buy paying things of and keeping my credit under 30% or LESS, and paying them on time. The trick for me was to already have the money for what I needed, use the cc then pay it off immediately

[leonardoguardiola]

Sad story for me. I had a Victoria’s Secret card for my wife and in order to cancel it I had to pay off the remaining balance in full. So I paid it and five months later the collectors kept calling that I didn’t pay an extra $2.50 in fees so they neglected my payment for five months and my credit score went down 200 points smh 🤦‍♂️

[sleepingflame]

i’m 24 i’m grinding my way to 750 but currently at 734 but looking into ways that can have my credit score + the bank loan, to able to make me a passive /lucrative income flow but looking for wisdom and knowledge to this…

[lillianahunter]

Hey . I owe a bank 5, 000 but it’s not on my credit when I look it up. It’s only coming up that I owe my vehicle. Paying off my vehicle gave me a 740 credit score ! It’s telling the bank I owe another bank. But it’s not on my credit history! I just want to know do you think I’m going to get approved . I made 19, 000$ last year & I stil work the same job. I have a DBA.

[Anthonyjones-pqff]

I’m new to your channel what you say is so truth
It takes money to make money
How long if I use credit Repair co takes for inquiries to be remove from credit report ?

[ADADA]

do you think i can get a condo with a 654 credit score?

[victoriabrooke]

Can I buy a house with a 800 credit score but no money down? I’d like a $500, 000 house.

[jimmycline]

I have a 850 credit score, the dealership laughed and said they’ve never seen that I payed the new car off in 5 months then two more in last year

[ctf]

I’m 18 and got a credit card shortly after my birthday. I just used my credit card regularly and paid it off. 6 months later I got another credit card and I’m turning 19 next month with 2 credit cards, never got a interest charge and with a 720 credit score.

[ybagain]

Bro I’m watching this video cause I just turned 19 and my credit score is 711

[ReneeBree]

Hi. I’m a new subscriber. How much is the DIY packet to clean up your credit? I didn’t see the link to it in the description. Love your channel so far. Thank you

[Py]

My credit is good Fico 751 CK 740 and 740. Would all be 800s but I'm abusing a new credit card with 0% intrest carrying a 99% usage there but only 11 or 12% overall. I'm also extra cheap. I might buy a home someday but I'd rather just inherit and keep enough money liquid with 12 to 36 months of expences in checking so nothing suprises me and 25 to 50 years of expenses churning passivly in brocreage mostly for retirement.

[tywarren]

Went from 540 to 690 I'm close. Give me another month

[brad]

I been stuck at 730 FICO for over a year. It won't budge. :(

[allannirvana]

Mine is about 850. However I never use debt other than mortgage. Paid my car in cash, pay my credit card balance every month. I am also paying off my mortgage fast.