I'm 54 Years Old And Panicked About Retirement!

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I look at all these people who’ve got it figured out, and I can’t help but wonder if I’ve left it too late. I don’t know where to start—should I be putting more money in stocks? Should I just save in a safer account? It's all so overwhelming

V.stones
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At 61 I have a word advice to 21 year olds. Start on your retirement now, even if in the smallest way, start NOW. The next 40 years will pass by quicker than you can believe.

waterheaterservices
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I feel like I’ve won the lottery finding Dave Ramsey at 18 before having any debt!!

eks
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I'm a 19 year old college student worried about retirement! Thanks to Dave Ramsey!

LeveledUpPrize
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She sounds so impatient! I could NOT imagine purchasing a home from this woman...

chopperinmylivingroom
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I'll say this, she listens about as well as any other realtor I have come across.

Austinole
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He tells truth story! My house payed off now at 43 and zero other debt. Free to invest more than 50% of income now.

landlord
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She didn’t want to listen. Ma’am if you have you own plan don’t call Dave!! 🙃

gritsnwavy
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She's in better shape than most of Americans

AnnMitt
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Dave "extra calculators in the drawer" Ramsey

GuitarCPA
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I love people calling up to negotiate an alternative Financial Peace Plan with Dave.

zybard
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at least she has a career that she can work past 65. My dad's 2nd career has been real estate and with his corporate business background he is awesome at it. Relationships, customer focused, and not so much a grind like senior management. Proud of him!

dbealby
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I’m a agent too and can see her need to save all that money for a rainy day but she’s got to trust the process! Best of luck to her

sandiego
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Sheesh, she was very combative. I remember being a personal trainer and having to train people who don’t want to listen 🤦🏾‍♂️

Start young if you can!

CaseyBurnsInvesting
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I just love how people call a multimillionaire for advice, but challenge said multimillionaire's

nuleafonlyfe
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I'd be worried if my retirement plan included working until I'm 70 - 75 years old!

fdm
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Think of how much smaller your emergency fund would be if you didn’t have 2 car payments to worry about every month.

fathead
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I love that as smart as Dave is he reached into a drawer for a backup calculator when there is one on his laptop.

robertcampomizzi
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She’s a hard worker and sells a few houses, but she seems limited in her abilities so no wonder she is worried. Dave is absolutely right..let go of your emergency fund and pay off the cars.

evenbiggeral
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When that HP calculator broke, I thought Dave was going to pull out an Abacus from the drawers.

chenyitube