Investment Portfolio Results After Two Years - The Only Fund I've Invested $37,000 In

So I’ve been investing since the beginning of 2022, which means that it’s officially been 2 years since I started putting my money into the stock market. Now, we’ve obviously kept you guys up to date with Steph’s investment journey, but I think now’s a really good time to take a look into what I’ve been up to!

Here's the high level numbers before we dive into the journey of how I got here - my portfolio as of right now is sitting at a value of $38,000, with a total return of about 9%. The last time we caught up, my portfolio was sitting at about $20,000 and I was announcing that I was changing up my strategy to something completely different so I’m pretty excited to show you how things have been since then - let's get into it!

0:00 How my investment portfolio has performed after 2+ years
0:32 Why I use the Questrade platform to invest
2:04 Why I invest in XEQT (a 'one fund solution')
4:55 How has XEQT performed for me so far?
8:34 My investing plans moving forward

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Disclaimer - This content is for education and entertainment purposes only. Steph & Den do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

[stephandden]

What are you currently investing in? Let us know! 👀

[mocha.]

My wife and I are also investing XEQT as much as we are able to. For 2024 we have re-maxed our TFSA also additional contribution for RRSP in these two months. We are planning to recurring buy $1, 000 biweekly starting March till December. We will also invest our tax returns as a lump sum. I personally hold single stocks for fun but it’s limited to 5-10% of our portfolio.

[HiddenGully]

Love you twos videos, the audio is great, the video editing is awsome, the tone and presentation is very professional and digestible. Keep it up :)

[KrazEWillY]

lets go! i started investing in 2022 as well, which was painful but it's been going well so far

[hedgefundharry]

I would edit 4:37-4:45 out. Agreed, with the intent of what you're saying - individual stock picking is a gamble. Having insider information and acting on it is illegal.

[robyn_southafrica]

Just came across your channel and omg im obsessed!! Love Steph as well 😃😃 great teachers!!! 🤍

[DreamyTalesTVDigest]

This video is legit. Very useful information. You guys are the beacon of hope for young investors in this ever changing age.

[niloofarzarif]

XEQT has a lot of advantages but the MER is 0.2% and that is considerably high in the ETF world. For example VFV has MER of 0.08%. In long term, the MER is gonna make a considerable difference.

[HiddenGully]

Do you have any relationship to XEQT? Both of you speak very highly of it. I just was wondering for transparency

[mbartok]

Hi, 9% in 2 years is what we would get with savings. Am I missing something ?

[carinalynnegaspar]

I just started investing in a Wealthsimple Socially Responsible portfolio so I'm seeing how that goes. I figure it's not a perfect solution (i.e. I'm not going to morally agree with all the companies WS is choosing for me) but at least it's something and a start. If you two ever have any advice for people wanting to invest in that eco-minded/ethical-minded world, I'd love to hear your thoughts!

[MFTW]

$2000 a month is wild! Are you willing to share if you're doing weekly investments to spread out the risk or just $2000 in lump sums?

[autobotdiva]

i want to use a Target date fund for my 22 year old with vanguard but it has 2 bonds (whomp, whomp) so we can only set up vti right now to get that $3000 minimum

[feliciahayes]

What do you guys think of high dividend paying etfs, like XEI?

[roymcpherson]

Hey there. National Bank of Canada Direct Brokerage is pretty good. They don't charge unlike QT. Once you have 20k they wave the annual fee of 100. Other than that, everything is free.

[KarlyNoorda]

My aunt passed and I inherited some of her portfolio and cash savings, I’m 28 with about 400k cash in savings and as usual everybody’s preaching invest, so what stocks are a good long term buy, only major purchase I intend to make is buying a home in 5years from my returns

[HouseOfBurgz]

Love the vid especially since I too invest solely into XEQT. Just wondering now that a ton of investment firms like Blackrock, Fidelity, FTI and others got the green light for a Bitcoin ETF. What are your thoughts on allocating a small percentage towards this asset class?

[tm]

Do you invest in RRSP as well? I recently moved MY RRSP from TD to wealth simple in order to avoid the fees. I am plannung to invest in an etf that is 80/20 risk level. I'm wondering if you have RRSP with the big banks. Great video!

[JadenHercules]

Seems like a good fund to invest in, although I prefer individual stocks like insurance and utility companies. Great video, Dennis! Wishing you the best this year.

[swaggyg]

Too much diversification is a bad thing in my opinion, in.2 years XEQT returns are pretty bad coupled with inflation compared to VFV, and other ETFs.