Home Loan EMI & Eligibility Calculator - Home Affordability

Home loan EMI and Eligibility calculator can be used to check home affordability. How much house can you afford? How much home EMI can you pay? How much home loan will you get? These questions are answered in this video.

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Home Affordability, EMI & Loan Eligibility Calculator:

You can enter your monthly income, existing EMIs, Home loan tenure, current home loan interest rate and the calculator will calculate the home loan eligibility, emi and maximum value of home that you can afford.

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Generally, all popular banks like SBI, ICICI Bank, Axis Bank, HDFC Bank calculate home loan eligibility and maximum home loan emi the same way.

होम लोन ईएमआई और एलिजिबिलिटी कैलकुलेटर का इस्तेमाल होम अफोर्डबिलिटी चेक करने के लिए किया जा सकता है। आप कितना महंगा घर खरीद सकते हैं? आप कितना घर ईएमआई का भुगतान कर सकते हैं? आपको कितना होम लोन मिलेगा? इस वीडियो में इन सवालों को आंसर किया गया है।

आमतौर पर, सभी लोकप्रिय बैंक जैसे एसबीआई, आईसीआईसीआई बैंक, एक्सिस बैंक, एचडीएफसी बैंक होम लोन की पात्रता और अधिकतम होम लोन की गणना इसी तरह करते हैं।

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In this video, we have explained:
How to calculate maximum home loan eligibility?
How to calculate maximum home loan using Home loan EMI and Eligibility calculator?
How to know which price scale house you can afford?
How banks like Axis Bank, SBI, HDFC Bank, ICICI Bank calculate the home loan and EMI eligibility of the applicant?
Which factors should you consider to calculate home loan eligibility?
How to know how much you should be paying as home loan EMI?
How does age affect the home loan eligibility?
Ideally, what percentage of your monthly income you should spend on paying EMIs?
How other ongoing EMI or loans affect the home loan eligibility of home loan?
How to use Microsoft Excel Home Loan Eligibility calculator to calculate maximum home loan affordability?
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Hope you liked this video about “Home Affordability”.

[AssetYogi]

Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.

[EveryThingChangeOneDay]

I think we have to also calculate the increment in salary in future so I think current salary is not only factor to calculate EMI

[bharatmehra]

Sir you are a real U tuber. Thank you so much for your valuable services

[niteshgoyal]

Sir Mene investment cum insurance le rakha hai...
4 laka ka
Kya mujhe use band kra Dena chahiye ya continue rakhana chài
Meri 18000 RS per annum ki list hai aur may 2013 se continue hai
Meri age 27 year hai.
Please suggest me..

[rajeshmeena]

Sir you are genius...aapke samjhne ka tarika bahut best hota ...hai...

[JitenderKumar-mqbb]

Very nice video sir... Sir i have a question regarding my homd loan emi. Bank disbursed 1st installment of my home loan amount to builder. Now bank is asking me to pay the interest on 1st installment given by bank to builder. I opted for full emi. Do I need to pay interest amount on installment as i have to pay emi although? Please guide.

[swapnilsakpal]

Sir, there are many people awaiting for your views and opinions and valuable suggestions on short term investments.. all your videos are just awesome and very knowledgeable

[sunnydesai]

Hi, Mukul i really liked your videos. Can you share excel sheet as after downloading excel sheet not opening. May be corrupted.
Really appreciated your efforts.
Thanks.

[Vikash-VS]

Boht important question h please look into this.
Maan lijiye maine 50 lakhs ka under construction flat liya
Uspe gst and registration charge to mention nhi hota
Aur bank in taxes pe loan bhi nhi deta
Fir mere pas 30 lakhs the jo maine builder ko time time pe dia as per construction.
Ab maine loan ke liye apply kia
Mujhe bank to ab pending amount 50-30 = 20 ka hi loan dega
Ab merepas gst and flat registry k paise nhi h?
Kya mera builder bank ko bolega ki mujhe 20 hi mila h as a down-payment and 30 ka demand krega
Jisme se 10 lakh mujhe mil jaege for GST and registration
Ya aisa possible nhi h
Ab kya karu mai
Please help
Koi rasta btaye sir

[arunphartyal]

This video is really sooo helpful Mukul sir.. Hats off to you.🙏

[parekhpreet]

Sir PF account me pese rehne dena chahiye ya usko nikal ke mutual funds ya or kahi invest karna chahiye
Ye unsabhi job kar rahe logo ka qusion hey
Please reply dena sir

[raviraj-ogoj]

House construction karwane ke liye loan lena chahata hu...kaya mai loan apane kisi dusre plot pe le sakta hu...kaya bank loan degi plot par aur income hai around 30k ... please reply sir...

[rahulbadve]

Dear Sir,

Many times I came across advertisement saying for example Buy Skoda car and pay EMI later. I think the same case is with housing sector. Some of the builders lure to the customers by this strategy. I don’t have any idea how this strategy works. There is a saying” There is no free lunch”


Could you please tell us how this works?

Regards,
Rahul

[robinnrng]

Thank you for this great info... however I can't open the excel file (for which link mentioned in the description).. is there any issue with the file?

[kasimkhandara]

आपका बहुत बहुत शुक्रिया । आप की जानकारी लोगों को बहुत फायदा होगा ।

[PahadiMotivator]

Sir I need an urgent help. My father have brought a flat at Noida extension and project is half completed and now builder has not constructed since 1 year. I have complained over RERA still nothing is happening.
What should I do.
I am so much depressed and bank EMIs. plesse help me

[praharshkhanna]

I got subsidy now I want to less my tenure not EMI is it possible??? Please reply asap

[ABHISHEKKUMARU]

Yogi ji....main Ahmedabad se hun...geb, auda ka jo amount hota hain flat kharidte samay..us par ?% gst lagta hain?

[RahulKumar-eltt]

Sir aapke videos se maine apne credit card aur loan par control kiya thank you so much 😀

[deepakgariya]

sir emi pe agar ek mobile flipkart ya Amazon se order phone hame pasand nhi aaya ya phone defective likal gaya us case mein ... emi wapas ho jaegi ya kya. kya ho sakta hai please bataiye