5 Things Navy Federal WON'T Tell you

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5 Things Navy Federal Won't Tell you
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⏰ — TIMESTAMPS — ⏰
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00:00 5 Things Navy Federal Won't Tell you
00:58 Prepaid Cards
05:54 Auto Increase
09:57 Credit Line Reallocation
13:03 Internal Score
18:10 Credit Pulls
22:09 Thank You
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Автор

I received 30K initially and wasn't asked for proof of income!

haroldfee
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I have had a secured credit card for $3, 000 with navy fed for 2 months. How long should i wait to request an increase ?

moiyajohnson
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Hey Stephen! Do you recommend to apply for more than one card if I already got approved from one?

EmmanuelTiburcio
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Got the secured card from navy fed still hasn’t graduated and had it since 2019 never late and pay it off all the time

josephjonesjr
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So if i get a navy prepaid i can transfer credit from my flagship car and pull cash off prepaid card without cash advance fee? Does it take from my cash advance limit? Gave u a sub bro. Keep up the good content 💯

slabhousextracts
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I know someone tried 3 weeks apply for a car loan and got denied. They sent him a denial letter but no internal score was listed.

Will you get a hard inquiry if you freeze your report?

mickeyhines
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So I just got denied for an auto loan refinance and they listed 2 reasons. One of the reasons that caught my eye was my membership length. I’ve been with them for 12 years…. With multiple loans thru them. This didn’t make any sense. Do you think my internal score was low?? Also can I call and ask what that score is because it wasn’t listed in the letter.

wally
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Can you talk about the e-checking and the flagship checking? Which one is best?

chiquisa
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Are you able to move a personal card with to them to a business card for the reallocation

Vividatt
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When do you apply for your first credit card

ymcz
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Hi Stephen! I opened up an account with navy fed and i set up my direct deposit and put 1, 000 on savings while I work on having 8 hard inquiries removed from my credit. I have 2 unsecured loans and I’m paying 18.99% and 14.99% respectively, do you think they would be willing to get me a loan to pay off those two and just pay them one with a lower interest? I know the question was long 😅😅

EmmanuelTiburcio
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The prepaid card with no fee is great especially when needing to liquidate cash quick. It can open up so many opportunities. Did the data change with first card approval? I had a family member get 30k on first card with no prior relationship but that was back in late 23.

marquesevans
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I had navy fed about 4 years ago and messed up

newwave