5 Things Navy Federal Does That Make NO Sense

Navy Federal Credit Union definitely does more things well than it does bad. They have many good products to offer its members (credit cards, pledge loans, mortgages, etc.), but there are several things they do that really do not seem to make sense. In this video, I will talk about the things that NFCU has been doing lately (or maybe has been existing for a long time already) that are making members frustrated and unhappy. These things range from being able to have a bad impact on your credit score to just being annoying.

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[billionairestatus]

The late night hacks don't even work anymore

[sensi]

got approved for the more rewards American Express called in today about an issue supervisor said we can submit a product change to see if I can get the flagship instead of the more rewards we'll call back by the end of this week to see if approved for flagship supervisor said the request he put in won't trigger a hard pull or soft pole being I'm already approved just a product change and I'll still be able to hit the promotions sounds good

[bigbrownmab]

I think it makes no since NFCU does not allow mobile banking tell you been there 30 days. Just joined, was on the phone app looking to deposit a check, and nope.

[shantimattie]

Can I get a, "I know, right?"!
But you forgot this one; denying a $1500 CLI, but approving a $5000 credit card

[Dessertst]

Your on point about the pre qualification not being accurate it said i only qualify for NREWARDS card i said to myself I’m just gone go for it i applied for Gorewards and was approved i don’t know what’s going on with navy federal it’s all over the place lately

[iworkpepsi]

I just joined NFCU a month ago. I used the pre-qualify tool, it said I only qualified for N Rewards Secured. I just went for it, because I thought maybe I just didn't have the relationship with them to get any other card. I guess I'll wait to see what happens when it graduates.

[aramosjr]

I have the Cash Rewards Signature Visa and the Navy Red reps told me I had to wait a year to make a product change to the Flagship...I need to call them, again and again, to see about getting a product change.

[billionairestatus]

You guys know it's a computer giving these results

[GoFastJames]

Good and the bad with NFCU so many good things so many bad things make no sense. Most the people working don't know much, takes finding someone thats been working for them for long time and hope they are good. Wish more would have system like apple card or the new GM cars. And still to this day 2 big things make no sense to me are auto loans they base off the whole amount even if you put down 90-95%, what lender would not take a loan that has 50% or more and still care about any thing else? Other one is pledge loans im told over and over agin by any one at NFCU they don't help build a relationship with them only build your credit and more less they care more about your credit than the rest.

[JamesBrown-lldu]

One thing they do that makes no sense to me is having to call and apply for the business checking account over the phone and then if it’s more then one person on the LLC, you have to print out a document and fill it out to apply for the business credit card. It’s 2022, you should be able to do things online

[joshuabrown]

How do you tell if you are locked out of automatic reviews for CLI? I Have never got any automatic increases and my most recent CLI from 2700 to 4200 was a manual CLI request that I submitted. So now I am curious if I have a lock

[reneerogers]

I call and every question I asked the rep she had to put me on hold.It tickled me because she was reading a pamphlet trying to find the answers but I could hear reading it quietly to herself.😀😃she was nice just lacked knowledge. I have another cute story for another day 😅😂😀

[jacquet]

Both of my cc flagship/Amex was locked for auto cli….i sent them an email and here is the response I received back : We have removed the block for automatic credit limit increases on your More Rewards American Express and Visa Signature Flagship Rewards accounts. If we
can be of further assistance, please let us know. LOL

[paulsalas]

I know it might be off topic, but do you know if you get a product change will you be able to get an internal score?

[thomasjohnson]

I’m still waiting for navy federal to approve me they are slow it’s been a week.

[joewells]

Does dude talk about anything different ?? Change ur channel navy federal lol

[asully]

Prequal tool was wrong for me. Said I qualified for all cards, applied for Go Rewards, got declined, sent reconsideration email asking for approval for either cash rewards or platinum if they couldn't give me the Go Rewards card, and they said I can try for nRewards. Called and was accepted but was disappointed in the prequal tool saying I was accepted to apply for all of them. That was october of 2020.