3 Essential Homebuying Tips You Need to Know

Planning on buying a home?
Here are 3 essential homebuying tips to help you prepare:

1. Review your credit:
One of the biggest mistakes I see people make, is putting off a thorough credit analysis until they are 60 days out from when they want to close on a home.
Whether this is you 1st homebuying experience or your 15th, one of the best homebuying tips I can give you is to analyze your credit with a professional sooner than later.
It's quite common for people to think that there are only 1 or 2 things to work on , whether it be saving for down payment or paying down a credit card.
Only for them to later find out that there were 3 other things that they could have simultaneously been optimizing to better their situation.
Optimizing credit can take time, which is why it is vital to know exactly where you stand.

2. Manage your debt:
Debt to income ratio is one of the top reasons for loan denial.
Debt to credit ratios can have significant impact on your credit scores. We can help you assess and optimize these ratios.

3. Contact a mortgage broker:
Few things are as frustrating as being in the 11th hour of a purchase transaction and realizing that you missed an opportunity.
An experienced mortgage broker can help you with all of this, including budgeting and low down payment options.

As always, comment below with your thoughts, please like and share this video if it has been helpful, and don't forget to click the bell and subscribe for more real estate & mortgage tips

Contact me for a no cost mortgage quote and credit analysis.

#HomeBuyingTips #RealEstateAdvice #FirstTimeHomeBuyer #HomeBuyingProcess #HoustonMortgage #TexasMortgageBroker

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Edward Foy: H Mortgage
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✅About The Home Equity Network, H Mortgage.
We pride ourselves on guiding individuals through the intricate world of real estate & mortgage solutions. Our channel showcases satisfied clients who have successfully navigated the homebuying, refinance, and home equity loan (HELOC) process with our assistance. From insights on purchasing to understanding the nuances of VA Mortgages, our videos aim to educate and empower.
With content that resonates with both first-time homebuyers and seasoned investors, we believe in the adage, 'Don't Wait to Buy Real Estate, Buy Real Estate & Wait.'

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Disclaimer: We do not accept any liability for any loss or damage which is incurred as a result of listening to any of our publications. For all videos on my channel: This information is for general & educational purposes only. Always consult with an attorney, CPA, or financial professional for advice based on your specific situation.
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