What's an HSA? HRA? FSA?

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What's an HSA? HRA? FSA? How can these tools help you pay large or unexpected out-of-pocket medical costs and save for the future? What is the difference between them and which ones are tax-free? Find out how special healthcare spending accounts work.
  1. Arkansas Blue Cross & Blue Shield
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Best video ever, thanks for such a simple explaination

ClubUX
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A Health Reimbursement Arrangement, also known as a Health Reimbursement Account (HRA), is a type of US employer-funded health benefit plan that reimburses employees for out-of-pocket medical expenses and, in limited cases, to pay for health insurance plan premiums.

An HRA is not truly an account, since it does not place funds under a separate legal title. Instead, it is an agreement under which the employee can submit qualified health expenses to the employer for reimbursement.

Following implementation of the Affordable Care Act, HRAs must be integrated with a qualified employer-sponsored group health insurance plan to avoid excise tax penalties. Using a Health Reimbursement Arrangement yields "tax advantages to offset health care costs" for both employees and employers.

SuperGreatSphinx
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I'm moving into a Benefits type role at my company and wanted a quick crash course. This is very helpful! Thank you for making this easy to understand!

jonathanfromohio
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Thak you very much for making videos about what is HRA and HSA, I had been looking for long since I was bit confused over these information.
Any way ultimately u and your video made me clear on them... it's really useful for me and hope would be for others as well...


Thank you thank you so much once again...!)

ashishgupta
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HRA means Health Reimbursement Arrangement. Just FYI

bunjier