Building My 6 Step Payday Routine #budgetingtips #paydayroutine #loudbudgeting

Hey Guys! Today's video is on my 6 step payday routine that I complete each week in my budget planner. This routine has helped me so much on my money journey over the years and I'm sharing this detailed video with you all because I believe it will help you on your journey as well.

Chapters:
0:00 - Intro
0:36 - My 5 Bank Accounts
1:28 - How I pay myself as an entrepreneur
1:52 - First step: Bills
2:25 - Second step: Variable expenses
3:40 - Third step: Confirming amounts
4:04 - Fourth step: Savings
4:48 - Fifth step: Separating the money
5:48 - Sixth step: Watch our spending
6:40 - What this routine has done for us
7:20 - Closing

Welcome to The Organized Money! My name is Alaina and I help people organize their life, money, and business using a paper planner.

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ABOUT ME

I’m Alaina.

I’m an author, speaker, financial educator, Etsy shop owner and YouTuber. I love to share videos on organizing your money, mind, and life.

What else?! I am a wife and mother of 2 girls. I love reading and planning! I hope my videos help you on your financial journey.

*Some affiliate links are used, which means I may receive a commission should you decide to click that link and make a purchase. My content is 100% not influenced by brands, PR products received, usage of affiliate links, or brand partners

[melanieharp]

I always set an amazing budget prior to getting paid however when payday comes, it becomes a suggestion. I have to tighten up my routine. Thanks

[JaieKeller]

I routinely save 10% of my paycheck every pay period.

I will upgrade my routine using your as a guide

[rmoore]

I love this. In an effort to get my life 🤣, I have my employer split my paycheck for me. I split my paycheck three ways: spending, bills, and sinking fund. Eventually, I will add a 3-6 month savings account.

[wendyhoward]

Great video! My husband does our budget. He’s very good at it as he’s a former banker. Blessings.

[biancamwarren]

This is already what I’ve been doing since last quarter of last year and I’m so relieved and proud that it’s the same process with you too! It’s like a confirmation for me that what I’m doing is right and I just need to be consistent with this routine. Thank you for this confirmation ❤🙏🏼 more power to your channel!

[moneywithjustliving]

Good Moring, this is great stuff. Once you start doing it, it become automatic and you don't miss that money your putting away.

[jen-x-erplansstuff]

Thanks to you, I do have a payday routine! I still make some adjustments each time, but it gives me good structure. I do need to get back to routinely putting money in my emergency fund again.

[monicadenisehampton]

Yes, I have a routine, and it is getting better. I move any funds left in my spending account to my HYSA (short-term). I get excited about not spending everything I allocate for groceries, household needs, and fuel. As the weather is warming up, I am looking for FREE entertainment - concerts, outdoor movies, etc...

[Nakiyo]

This is very helpful. I was wanting to know how do you and your partner keep track of the variable account spending so that no one goes over budget? Do yall have a app that you use to know much moneyis accountable for each category?

[shirleyf]

Hi! I am a new subscriber. Your video was awesome and I look forward to viewing many more and learning. Can you please tell me what planner you are using in your video? Appreciate you sharing in advance🙏🏽🦋🌹

[autobotdiva]

i set my 22 year old with adhd, weekly budget. pay me my $300 month for rent, ROTH IRA, car insurance, phone, new car fund, emergency savings, eating out and entertainment. after that he pays his community college tuition and then has freefall.

[audrafields]

I do not have a payday routine but definitely need one! Will be starting this asap!!

[anapoles]

How could I get one of these books I’m in Sydney Australia

[intentionalliving]

Hey, I'm new here. Finally found someone with many bank accounts like me😅. I dabble between cash and account budgeting. I got three different bank accounts and a few cash binders.

That actual coloumn is going to come in handy. I have a stable routine and so far it's going well. I just haven't been doing a budget review as some times the actual expense is different from the budgeted. I'm definitely going to have to start doing that.

[sophiaosei]

After watching this, I don't think I have a sold payday routine. I'm good at writing my bills down and things coming up financially on my calendar monthly. But there's no organization. I need to get your TOM planner 😭

[lindawoodfill]

Awesome information!
Thanks you 🙏Question: what shelves are you using for your books 📚 on your wall ?

[heathercarpenter]

Prior to covid and inflation we were pretty good with budgeting and staying within budget. Now every week it seems like groceries and gas are going further up and I can’t get a handle on it

[jengreen]

I have a pay day routine, but my problem is that there are always extra expenses and unexpected emergencies that just keep draining my money. I save an emergency/buffer fund only to see it go away within a couple months.

[briclark]

How do you and your husband navigate personal funds? Or do you both only spend out of your spending account? That’s the confusing part for my husband and I.

[m.ehtizan]

Hey Alaina, I just watched your video and I must say that it was really informative and well-made.

I was wondering if I could help you edit your videos and repurpose your long videos into highly engaging shorts? I can also make high CTR thumbnails for your channel