The Bugatti of Whole Life Insurance | The Front Load Policy Design

This is the Bugatti of whole life insurance policy designs. I'll show you what the ultimate life insurance design looks like and how we can power our policies the same as a Bugatti on NOS!

*This video is for education purposes only and is not financial or legal advice.
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*This video is for entertainment purposes only and is not financial or legal advice.

[thespeakersoftruth]

Shout to all the fellow special types of this breed.

[Nextlevelbillboards]

I never see videos or illustrations showing if you put the minimum after year 1 the "floor projections" after you put say 50-100k in year 1 upfront. i like this video

[dailstancill]

My understanding is any lump sum increases COI for the life of policy since it's directly to DB face value?

[angelr.ricado]

Great info. Why does the death benefit drop so much on some?

[dominicrufran]

The beginning of that video though 🔥🔥🔥

[taylorhershberger]

Does commission get paid on the front-load amount as the first year commission, or is there another formula the carriers use?

[Unicorn-Black]

come on, you are cheating, the video is supposed to show why front loading is good, but instead, it shows that if you invest more money, guess what, you get more on your investment, surprise? let, me suggest a better way to prove it do a video that will run the following scenarios, lets say I have 300 k and can invest 50k every year
scenario 1
1. front load 300k, and do 50k every year after (after 5 years I put 500k)
scenario 2
1. front load 100k per year for the first 5 years and than do 50 every year (after 5 years I put in 500k)
2. calculate x% (you choose, let's say 3%) that you can earn on the money you kept in your savings while you did not put inside the policy for example year 1 you have 200k in saving (you started with 300 but invest only 100), year 2 you invest 200, but had in scenario 1 350, so you get interest on 150K for year 2, etc - this is money you earn if you did not front load!!!

ok now look at year 5 (that's when both policies invested the same amount, before that its not apples to apples) compare cash value vs cash value + interest you made in scenario 2
also look at year 10, 20, 30 and compare just to see how it behave

I would call that more of apples to apples to see if front-loading works or not. is it good or not.

what do you say ? can build such video ? do not have the policy tool, so I cant, but I would love to see it. to figure out if front loading is better or not for real ?
let me know if Im missing anything in the above scenario ? could be Im not professional .

thanks