When Are You Gonna Get Sick and Tired of Being Broke? | April 30, 2024

The Ramsey Show (April 30, 2024)

Dave Ramsey & Ken Coleman answer your questions and discuss:
- "My sister wants to move in with me,"
- "Should I buy a home with my boyfriend?"
- "Should I take out a loan to buy a $1M business?"
- Using the "why" instead of the "what" to get your spouse on board with the Baby Steps,
- "Our bills tripled due to fraud by a family member,"
- "How can we help our family living in poverty overseas?"

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[wandajuul]

Gotta love the callers who say they've been listening to the show since 2007 and then ask a question that they should have known how Dave would answer if they've been listening to the show for a week.

[Luma_]

Caller: “I’ve been listening since 2007!”
Also caller: “So I’m planning to buy a house with my boyfriend.”

[eyebrow]

Two calls in. Dave is not dealing with anyones crap today. Lol

[BeeDee-qsso]

Mark from the debt free scream — your grateful heart was so touching. Whenever people complain about their history or past choices I hope they get to hear your story. Your Dad would make the same sacrifices all over again to witness this day and your awesome accomplishments.

[Nigriff]

Jessica from Madison who wants to move into a new house with her boyfriend and 2 teen children got her little fantasy put in check by real talk from Papa Dave. 😅

[fleasflea]

Dave is a wise man. You can’t fake that.

[CristinaTrussel]

Mark and Kelly made me cry!!! Being an immigrant myself, it encourages me so much cause my husband and I are on our debt free journey! ❤️🙌🏼 God bless you guys!!

[sandrao]

Mark and Kelly, great testimonial! All today's listeners and future listeners are proud of you. Congratulations on being DEBT FREE!!!

[sharondemayo]

It sounds like Mark & Kelly are a couple that was truly meant to be. God Bless them for the love they share and kindness they share with the world. ❤️

[kaesch]

It’s crazy how people call in and wait for hours to talk to him, and they don’t know he’s going to tell them not to buy a house with your boyfriend. It’s in almost every episode. And then they proceed to argue with him. You called for advice.

[Mirelatr]

It always amazes me how people listen to Dave but call in and ask questions that they know the answer to thinking that their situation is unique and they will get a different answer. 🤦🏻‍♀️ Lady, you called the wrong person asking to buy a home with your bf.

[lobx]

It feels like Rachel from Vancouver is asking her question in behalf of a lot of us who are still helping our families and relatives back in the Philippines. Thanks for it and thanks for the show!

[fptmpco]

20:45 Mark and Kelly what a beautiful testimony of perseverance and diligence. I was blessed to hear your story. From broke to millionaires in 15 years. 🎉🎉🎉🎉 Congratulations!!

[wisdomwithtrishcoaching]

That lady with the boyfriend who’s listened since 2007 is going to lose all her money to that boy. If she marries him she should get a prenup. Doesn’t mean she doesn’t love him but she needs to protect herself.

[amy]

I love that Rachel asked the question about how to help her family in the Philippines. 🇵🇭 My family came from the Philippines and we have given money to help two people go through school. Dave is right - it’s a very poor and difficult economy- sometimes we can give just as a short term generosity and show Jesus’ love. But, Dave’s advice is what I’m going to work towards going forward -which is to give in a manner that helps them out of desperate poverty.

[kristencobb]

If my Mom tells me she wishes she didn’t have kids I would not be considering financially assisting her 😮

[jeffdehoff]

Ice business? My career and specialty is refrigeration. I’m currently driving to a long time customer that has two massive ice machines. He delivers ice to all the gas stations, factories, and Amish. In the last three years his business has taken a massive hit from TWO stand alone ice machines. One in each small town that sit in key locations in the corner of a parking lot. DO NOT BUY AN ICE COMPANY. The company will slowly dwindle as these standalone ice machine become more popular. Just my advice from one Dave follower to another and an expert in this exact area.
Much love and good luck!

[lauracarter]

I've recently read Dave's books, Baby steps and the other recent one; and I'm so glad I did. I had tried a few times to set a budget;but somehow it just didn't work. Then I read your books, and I understood a lot more how to make it work. We've been on a budget now for a few months, and now we have a lot more satisfaction in being able to manage our money!

[endangsojo]

Listening papa dave talks feels like having papa i never have, hello from indonesia

[TheColleendoll]

For the girl who asked how to get on with her friends having brand named clothes. My kids know that I don't like logos on our clothing or weird t-shirt graphics. It's a cleaner look and looks classic. My youngest did a Journey book in Girl Scouts, it was on how people perceive you. The troop discussed this and decided that name brand clothes would make a difference at school. To prove them wrong I bought my daughter a 2wk high end wardrobe including purses and shoes (she already had jewelry). The Very First Day she went to school wearing all this new wardrobe, so Many of the "IT" crowd came up to her and suddenly wanted to be best friends. After the first 5 days of school she had had Enough! She didn't like all these FAKE people coming up to her and talking about "the most stupid things." We encouraged her to continue through the two weeks. At the end of it she was just So Angry she wanted donate All of it...except for one of the smaller purses because it had a pocket that kept her Wet n Wild lip gloss upright. She would rather the other kids appreciate her for her, not her clothes. Many of the kids left her alone after she switched back to her regular wardrobe but she was absolutely ok with that. She knew who her real friends were. She did keep a few of the "new friends" because they didn't talk like jerks or worry about what she was wearing. Also, remember, those kids clothes are paid by their Parents money...when they turn 18...that's Not Their Money. Who knows if those "brand wearing kids" will have an income to keep up appearances or will they be just scraping by. Learn about money from your parents, not those kids.