How I Got a Bachelors, Masters, and PhD with NO Student Loans

Bachelor's degree from Harvard University
Master's degree from Columbia University
Doctoral degree from Columbia University
and all with ZERO Student loans! Here's how I finished three Ivy League degrees without any student loan debt!

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Camera: Canon G7x + iPhone XS
Editing: Final Cut Pro

[TheGreatOne]

You have FOUR Degrees. Don't let anyone downplay your accomplishments

[charlenestewart]

My brain shut down and stopped watching when she said my parents paid...

[kwameghana]

During my 5th year of PhD, I run out of money too. Being an international student who couldn’t work outside of campus. It was tough for me but I decided to take the risk and drove uber full time for a year to pay for school in addition to helping families back home who do not understand the struggle here but always expect money from you as long as you’re in America. Today it’s paid off. I’m a tenure track assistant professor.

[knightingg]

You can only negotiate if your GPA is very high. So, word to wise keep your GPA up. I say that because a lot of student do not understand how free school can be by just keeping a high GPA.

[countingchange]

My parents didn’t attend college nor did they support me in doing so. I have student loans but working on becoming debt free!

[MissAki]

I don't believe in luck but blessings.Give honor to who honor is due to. You are blessed :)

[esthable]

Just sent this to my sister, she’s a senior in high school and she’s currently applying for schools and financial aid! Super helpful, thank You Ijeoma!

[charismaOriana]

You were basically blessed with brilliant parents who taught u great discipline, excellent values, the importance of hard work and you had GOD’s favour. But above all you’ve had a great foundation. I didn’t have any of that but your testimony has given me hope.

[ticiao]

I tried to negotiate for my son, the financial aid lady said he should go to that school. Lol

[MichaelAlexander]

I wish I had known the value of this information when I was a freshman in high school. You are an amazing communicator & role model! Job well done!

[PrettyPRChickTV]

Wow! I never knew that you could negotiate financial aid packages.

[KS-wkuk]

I never heard of negotiating for financial aid before. The school always said this is the amount you were awarded and that was it.

[GailBecker-MSED-CM-Author]

You guys and Caribbean students who come to the United States are great role models. When I worked as a manager for Basic Communication and the college computer labs, I hired foreign students to tutor because they all were in the International Honor Society with 4.0 GPAs.

They really inspired the American students. They even inspired me to return to school and get my second degree and a graduate degree as well. Now, my daughter and I are returning to school: my daughter wants a second degree in Computer Animation. I, however, am returning to graduate school to finish my Doctorate after having to take a medical leave.

[mrcolemore]

Best way to have zero debt? Be a citizen of a country that doesn't offer loans. Nigeria for example, you either have it or you don't.

[shamrockgirl]

YES, I'd appreciate a video on the ups & downs of your PhD. I still aspire to secure mine.

[Biobele]

Nigerians and degrees every Nigerian I know has atleast 3 degrees, one guy has 8 why???? What do you use that many degrees for?

[chinnysimperio]

Wow, never thought of negotiating funding! Thanks for sharing 👌🏽👌🏽👌🏽

[izzydahn]

Can you do a video on your STATS in high school: your ACT/SAT scores
GPA
Types of classes you took

[AL-qemf]

Same, I have always wanted to do my PhD but I am still recovering from the trauma of my Masters. One day. This was a great video.

[GailBecker-MSED-CM-Author]

Yes! Please do a video on your PhD journey. I would love for my students and my daughter to take notes from you.