Must Have Term Life Insurance Riders in 2024 | How Critical Illness Rider Works For You | Ditto

Looking to enhance your term insurance coverage in 2024? In this video, we break down the must-have riders that can offer better protection for you and your family.

We'll dive into the Critical Illness Rider, which provides a lump sum payout when you're diagnosed with serious illnesses like cancer or heart disease. But here's the catch—most major insurance companies are considering removing this critical illness coverage soon, so you'll want to grab it while you still can!

We also cover the Waiver of Premium Rider, a game-changer that waives all future premiums if you're diagnosed with a critical illness or face permanent disability. It's one of the smartest and most affordable ways to ensure continuous coverage, even in tough times. This is one of the best add-ons to your term life insurance.

Wondering about other riders like the Accidental Death and Disability Benefit Rider or Life-stage Benefit? We’ve got you covered. Don’t wait too long—watch the video to learn how to secure the best term insurance with critical illness cover in 2024!

Happy Insurance Hunting!

[himanshujain]

Why monthly income? do they offer interest?

[ijazmohamed]

Team, which plan is offering critical illness? Please mention that as well.

[arya_here]

Please make a video comparing Critical Illness Rider, Critical Illness Insurance and Health Insurance.
These are pretty confusing 😅

[sarthak]

I bought aegon term plan (now bandhan) in 2016. It doesn't feature in the top 5. Do i need to be worried?

[medisettyrajesh]

Currently max life is not offering critical illness rider and also hdfc is offering critical illness rider for limited period, why this change happened? Should I wait for the time when they offer critical illness till end of my tenure or is this how it is going to be going forward?

[abhi]

It was distracting. Don't do that again please.