Detailed EPF Higher Pension Excel Calculation - Good or Bad Calculator | EPS Scheme Latest News

EPF Higher Pension Excel Calculator - Good or Bad Calculation | EPS Pension Scheme Latest News. There is lot of confusion related to EPS-95 whether the employees should opt for higher revised pension or not. After the Supreme Court judgement, people have been under confusion whether opting for Higher Pension Scheme under the amended EPS-95 is good or not from them. I have performed some scenario analysis to show what will be the effective Pension amount and who really should opt for it.

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[daviemanuel]

I wasn't financially free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing!Very inspiring! I love this

[GopalRS]

Thanks! This is how my employer should've presented the information. While I'm not a subscriber, please keep up these videos and accept this small token of gratitude.

[nalinijayanthijayanthi]

In my opinion we cannot believe EPFO as they stop pension as and when they want. So atleast FD is better for people who retired before 2014 100%. And upto 2020. As these people have saved money pai to pai. Nowadays salary itself is huge compared to today's salaries

[shankarduttjoshiAlmora]

फायदा थोड़ा बहुत होगा सर, पर MP, MLA, स्वतंत्रता संग्राम सेनानी, राज्य आंदोलन कारी जितना फायदा तो नही होगा, हाँ इतना अवश्य है कि विकलांग, विधवा पेंसन, बुढापा पेंसन जितनी मिल जायेगी,

[jayramtiwari]

Superb Video Amazing Sir. Thanks for this Video.❤

[sharadsonawane]

Very nice video. I will surely opt this option.

[zeeshans]

Very Nice explanation with examples. Thank you Sir.

[phanikumar]

How can I download the xls...can't access from description link

[caanitabhadra]

Well explained & covered all the points.
Small clarification is requested - maximum 35 years includes 2 years bonus period or it will be on and above 35 years.
The second observation increment rate ( especially for PSUs and Govt Job ) is around 3 % only. Even if we consider promotions, it won't go 10% / 20%.
Regards.

[gauthamre]

The excel sheet models from April 2014. What about the years of service before April 2014?

[satbalak]

This is really a fantastic video! I am now going to play around with the excel sheet ... Thank you very much Amit ji!

[SiddharthExplorer]

Sir, thank you.
Very nice video. I can imagine the level of hard work and effort in making this video. Your channel is the most valuable channel I have ever watched.

[sharmanrm]

Really wonderful way of presenting
Pls share excel sheet I m to decide my option immediately as my pension is due from next month

[TheNitinsheth]

I have watched few videos made by you on this subject, you brought good clarity on this subject. I have downloaded calculator to know my contribution, however have some questions about actual pension to be paid.

1. I worked during Sept’83 to May’21 and superannuated after reaching age 60 yrs. Hence as per EPS service period is 36 yrs (1983-2019)
2. As per revised pension, I need to contribute Employer share + Interest paid by EPF + Interest paid during May’21 till date.
3. Hence my question are

a) whether service period to calculate new pension is considered from Nov’95 or from Nov’93(those day PF deductions were made after 2 months of service)
b) whether 2 yrs will be added to 36 yrs to calculate pensionable salary
c) whether this pension is over above current pension received or it will be replacing current pension

[yourfinguru]

You have explained very well. 😊 Thanks 🙏🏻

[amitgadekar]

Great work!!! Pension issue is individual's decision, this video clear too much confusions & misunderstanding. Definitely it will help individual to take decision correctly!!! I am sharing this video with my friends & staff.
Thank you sir,

[surajsharma]

This is really useful video and only fruitful content was there.

One question- if I became member of EPFO in the year 2017 then this amendment is applied for me ???

Second question- In the year 2017, when I was first time became member of EPFO then employer also deposited pension part of 3.67% up to maximum cap Rs. 1250.00. But some people are guide me that employer did wrong head of deposit since pension is not applicable for employees who became member of EPFO after 2014. So what exactly should be happen ???

If you require more input from me for better answer then let me know

[ashoksahoo]

nice video. thanks for your effort and thanks for sharing

[bedantiverma]

1.9.2014 ke baad retiredwale bina epfo ke order ke higher pension ka form fii kar sakte hai?

[hemantpatel]

Sir gsrtc retired employer abhi pension 1200 Rs mil rhi he to ye form bhar skte he ki nahi retired ke 14 saal ho chuke he...so plz reply....