EPF - Employee Provident Fund Calculator, Interest Rate & Withdrawal Rules Guide 2024

EPF Guide 2024 including PF Calculation, Online Withdrawal Rules, Interest Rates and more. Employees Provident Fund is a govt. backed retirement scheme for India.

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EPF Calculator:

0:00 Introduction
1:36 What is EPF?
2:03 UAN
2:30 Is EPF Account mandatory?
4:57 Where is EPF Money Invested?
6:37 EPS Vs EPF
6:32 How much pension we get in EPS?
7:52 Tax on EPF
8:01 Investment Stage
9:12 Accrual Stage
9:52 Maturity Stage
10:03 EPF Withdrawal Rules
11:32 Total corpus at the time of retirement

About the Video

Employees' Provident Fund (EPF) is a government-backed retirement savings scheme in India. With the introduction of new tax rules on EPF, a lot of confusion has surfaced. This video explains in detail the registration eligibility of EPF for both employees and employers.
A comprehensive EPF calculator is also included to help individuals calculate their EPF contribution, check tax exemptions available, and find the overall corpus that will be accumulated by the age they retire. We’ll also cover the various sub-components of EPF like EPS, EDLI, etc and understand their respective importance in our overall financial planning.

In this video, we’ll cover the following concepts:
What is Employee Provident Fund (EPF) Scheme?
How to Calculate EPF Contribution?
Is EPF registration mandatory?
Tax Benefits on EPF
EPF New Tax Rules
Is EPF tax exempted?
Transfer of EPF from old employer to new employer
How to withdraw money from EPF?
What is Employers contribution in EPF?
What is Employees contribution in EPF?
What is Employee Pension Scheme (EPS)?
What’s the difference between EPF & EPS?
How to check EPF Balance?
How to claim EPF amount?
What is Universal Account No. (UAN) in EPF?
What is Employee deposit Link Insurance (EDLI) Scheme?
How much interest is provided on EPF?


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[AssetYogi]

Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.

[supriyomukherjee]

Thank You sir,

Epf ke bare me bahut Sara video dekha. But aap jaisa samjhaye aisa nhi mila. Confusion clear ho gya. Thank u very much.

[sanatani.anurag]

I was extremely confused before Regarding EPF and all
But after watching this incredible video...It's all clear to me..Thanks 😊

[techcheck]

Hello Sir .. Aapke videos me private employees ko dhyan me rakh kar vdos banaya jata hai... jo but obvious hai ki unki sankhya jyada hai but pls gov . employee ko dhyaan me rakh kar bhi vdo banaye..
aur ek vdo old scheme Income tax saving par vdo jarur banaye..

[SachinKothare]

Very nice informative video. Looking forward to such videos !!!

[sukhdevsingh-ekvh]

Thanks for explaining everything in such a good manner.

[serajaryan]

Gazab samjhaya sir maja aa gya sara confusion khatam

[track]

Sir make a video around NPS employer contribution and exemption on new tax regime, under 80CCD2.

[SonuSharma-fszq]

Thanks for yet another insightful video. How about calculation as per recent option with EPS-95 in consideration?

[jrahul]

Suggestions- you must have a base amount. So, based on excel the current salary becomes the starting point. But there might be previous amount. So that becomes base.
Nice video and thanks for nice calculator, your loan calculator is awseome.

[SanjayKumar-iuqc]

Hi Mukul,

Taxation on EPF is complex after April 2020. An example of scenarios and taxes to be paid for HNIs would have been helpful.

[arungaur]

superb video for understanding the concept... please add one more column for the voluntary contribution of the employee.

[latikakumari]

I must say its a very nicely described video. One confusion they why a lot of people doesn't have pension only pf contribution goes to that employee.

[jayeshkhara]

Really very good interesting information
Thanks

[GauravKapoor]

NPS pe bhi ek video banaye jisme ye jarur discuss kare ki NPS ke funds ko restructure kab kare aur kaise kare jisse maximum returns mile

[abhinavjain]

Very informative video . Sir please make separate video on NPS .

[vithal]

Excel calculator is very helpful. Please add vpf section in this calculator

[prabuelumalai]

Thanks mukul ji, Is NPS investment considered as an employer investment or employee investment?

[soumyajitbhaduri]

Can you please tell me what would be the calculation of the pension after 58 years if you have changed multiple organization which under one UAN ?

[yogeshsuryavanshi]

Thanku so much sir... Very help full information