This Baby Step SHOULD Scare You!

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[PriscillaPretzley]

Love this guy calling in. He's a grown man who listens to his son about money, and admits he's scared. THIS is a real man. Admits his feelings, and faces the facts.

[wingwalker]

I put 35% in my 401k, paid off my mortgage, I am debt free and just retired at the age of 58.

[ripwins]

I TOLD MY DAD ABOUT DAVE RAMSEY A FEW YEARS AGO, HE WOULDN'T LISTEN....IM 37 HOUSE PAID OFF, BUILDING WEALTH EVERYDAY....i wish my dad would listen

[lisadawley]

Following Dave got me out of $100k in debt, it was painful but taught me valuable discipline. I LOVE being debt-free with savings in the bank!!

[miketucker]

We did the "baby steps" and when we paid off the house I retired. We get a nice pension and live very well in retirement. I am blessed to have been able to see beforehand that being debt free is the only way out. Thanks Dave, it worked.

[Smsrules]

Calls like this are why gigs like Dave's will always survive and thrive. Regardless of income, people will always need to be nurtured into learning how to manage finances, especially in this country.

[pvtimberfaller]

I listened to Dave for ten years before it clicked that what he taught was relevant to me.

[paulthevol]

The difference between poverty and prosperity is discipline. You have to say no to that frivolous spending.

[naomiscollectionofvideos]

"Be not conformed to this world, " is so true!

[Razor_Crest]

Dear Dave Ramsey and your company,
I just want to thank you for teaching finance from a Biblical perspective. Thank you so much. I’m 17, and if it weren’t for you, I probably would have taken my Mom and Dad’s offer to get a leased car but instead, I’m going to wait and drive my Mom and Dad’s car to my summer job every day.

[jackieyoung]

Love what Dave says in the very end about the new “normal” being that everyone looks like they have everything but in reality they’re drowning in debt. My grandmother always used to say, “It’s the people who look like they have money who are usually broke. The ones that look like they’re hard up often have millions in the bank.” So true!

[IceColdProfessional]

This guy makes MORE than enough to knock out $40k. He just doesn't want to cut the subscriptions and restaurants.

[reneehenderson]

I was in this mans boat, and I get how scary it is to lessen your savings to pay off debt. It's a leap of faith for sure. All I have to offer is have the faith because there is NOTHING like paying off debt from a financial perspective. So easy to breathe now.

[dancebrittany]

I wish my dad would listen like this dad would! My dad is a dentist making 200k but in heaps of debt making dumb $ decisions.

[pokethemidget]

If it's not uncomfortable, nothing changes. Still scary nonetheless

[yalvi]

“Living in the land of denial, I’m not talking about a river in Egypt.” 🤣🤣🤣 Dave’s got the best lines

[happiness]

You know you've watched Dave alot when you know the answer to which baby step is the scariest without actually listening to the video.

[jameslastname]

$180k. Dude is maintaining an expensive lifestyle if he is taking two years to deal with $40k debt

[dknisle]

Blows my mind how people can make so much money and be in debt with no idea what to do.

[worthy]

It sacred me to face the reality, I pushed back, then I realized as Dave says, insanity is doing the same thing over and over expecting new results.