The Best Investment I've Ever Seen

QUALTRIM.COM & PATREON (Includes free trial)
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀

SOCIAL MEDIA
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀

DISCLAIMER
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
I am not a professional investor and have never claimed to be. I'm an amateur investor sharing my experience of what I've learned, where I have had success, and where I've had failures. I share my thoughts on investing and performance with transparency. My approach and goal to investing is to buy high-quality long-term investments in world-class businesses that I call "compounders". I view my investments as businesses, not as stocks. Before creating content on YouTube full time I worked as a senior-level programmer for 8 years. Over the years as a programmer, I compounded my knowledge of development. I take the same iterative learning approach to my study of investing. I study investing as a craft in the continual pursuit of being better. I will make mistakes in investment decisions from time to time. Results are not guaranteed. Please do not blindly follow me into any investments, and make sure your portfolio and investments are built around your specific income, risk tolerance, personality, timeline, and overall circumstances.

[PedroRamos-lqbb]

Bro listening to you is one of the best investments ever

[JIANHENGLUG]

My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year

[DonaldStokes-p]

My expectation for 2024 is that markets starts to broaden out more, ” what if the interest rates go up? i have a ton of questions....can I safely invest $220k? What should I do differently?

[RustMoments]

Hopefully Joseph wearing a Nike shirt will make the Stock go up!

[Daneilchirs]

Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 and first half of this year with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

[nicolasbenson]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.

[AlexNelson-zp]

I think that in 2025, markets will start to open up more. But what if interest rates rise? I have a lot of doubts. Can I invest $220, 000 safely? What should I do differently?

[rockingmystocks]

I thought he was going to say the best investment ever is go to school and learn maths 😂

[brianwhitehawker]

My primary concern is how to grow my reserve of $300k which has been sitting duck since forever with zero to no gains, sure I know the risks of short term gains are much greater but if well managed one'd make a killing, am I wrong?

[bigdogrisin]

The advice above is good. You are doing your viewers a favor. Needless to say I agree with you and subscribe to your youtube.

[Jennyuk]

Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.

[YoDaColombian]

I was hoping you would eventually make this video. After trying to pick my own stocks I eventually switched to Index Funds and ETFs. 50% SP500, 40%VGT, and 10% (Amazon). I originally started with 12 individual stocks 19 months ago and eventually made my way down to just 1 stock which is just Amazon in January 2024. YTD my portfolio is up 21.5%.

[FEDD]

Hey Joseph, I remember you mentioned buying SCHG a while back for your ROTH. It made me aware of this ETF and I started buying it too. Now my USD accounts has the majority of the funds in SCHG and doing so well thanks to you. Really appreciate you and your channel.

[dianarabbanii]

I did lots of backtesting and found that 20% SCHD/DGRO, 20% VGT/QQQ/SCHG 20% VOO and 40% bonds or 4%+ money market matches the growth of SP500 in up years but reduces the losses in down years by 40-60%. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[omgbaxtergames]

I love ETFs. 40% of my portfolio is SPY, 20% is XLK, and 20% is XLC. The rest are blue chip tech stocks. I outperform the market most days while also capturing big market moves when tech is lagging behind.

[zzzaaa]

I am an accountant in Canada. For ETF, you can also access investment in different countries. Compare to real state, the holding cost is lower, and you do not need to pay a fat fee to real state agent like when you buy and sell a house. Also, some ETF do use leverage, the interest rate ETF can get is better than you can get for a mortgage. For houses, when you sell, you cannot sell a portion of it and you need to sell the entire house and pay all the tax in one year. However, for ETF, you can sell some units every year so you pay less tax in aggregate. There are other rules makes ETF more tax efficient. Also, some ETF is industrial specified, let’s say you really believe some industries will be doing better in future, for instance medical stocks or chip stocks, however, you do not know which stock to buy because it is hard to value one company or too risky to one only one company. If that is the case, you can buy ETF full of large medical stocks or chip stocks.

[Den]

Buy VGT and chill... however, MA is my largest holding.

[ryguy]

I am very glad you made this video. The truth is, most people should not be picking stocks. They will fail.

[Winalways-tndc]

Please talk about Mastercard and Visa in a vid. It’s been a while

[tonysilke]

I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket. i want to invest around $250K savings.