The Truth: I'm BROKE | $70,000 in Debt, Missing Payments, and Students Loans

In today's video, getting really honest about my finances to take accountability and release the shame. This is the first step to becoming debt free and building wealth.

If you've struggled with toxic work environments or struggled with impulse spending then this video is for you. Join me on my debt free journey.

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[pnkpunx]

I love the transparency. It isn't easy. A lot of our generation feel shameful with out debt and let it get out of control but I'm so glad you're taking these brave steps. We got this

[shawnamarie]

I definitely got sucked into holiday sales and shopping this year when I got into the mindset that I’m making more money at my new job. I spent way too much on myself and others and lost all of my savings and now and am waiting for my next paycheck to pay bills. Thankfully I’m back on track and have been doing well this month. I’m not beating myself up and I’ve learned from this that mental health really affects your finances. I live at home rn and I’m thankful for that because it helps a lot. I’m looking forward to saving and moving out after summer

[arshae]

This is one of the video debt confessions that I've seen on YT. Thank you for your humility.

[vypersoft]

What I tell all my students...Research your Major. If you will only make 35K do not go to Harvard for a degree. If you have $100 do not spend $101. And save every penny you do not need. That is a simplistic definition but that will get the ball rolling.

[PrttyBrwnEyez]

I lost my mom in 2001 when I was in high school. I know how your feel and what you’re going through. You will get through this and become even stronger. ♥️

[krystiesolfyre]

This talk was so honest. Thank you for the transparency. It does help.

[LoveDaringGreatly]

You got this! Release the shame. Better you acknowledge where you are, learn and grow forward 💞💜.. my condolences on your loss. You are grieving. Give yourself that grace .

[cameronjoye]

Thank you for having the courage to be vulnerable and share your story; through healing yourself you're healing others. 💛

[JaninePatrice]

Can’t wait to see more of this journey! Last Fall/Winter I was buying a lot of things for no reason to “fill a void” or make me happy. Once 2020 came, Ive been much more strict about what I spend and have been getting rid things that no longer add value to my life. I also have a goal to save 3-6 months of expenses by the end of the year!

[karlalockard]

We are here for you.❤️ So sorry for your loss. Admitting you need the help and accepting help from others are the first steps to getting back on track to success. Praying that you will be successful in your journey. Just take it slow. One step at a time. Thank you for sharing.❤️❤️🙏🏽🙏🏽🙏🏽

[riakalia]

This was a great video! I've been in a similar place mentally. My mom passed away April 2018 and I've been trying to catch myself since. Like you, I've realized, I'm not the best person for a corporate job but I NEED stablity and routine to not let my depression and anxiety take me over. Family isn't there as much as you'd expect in the times when you need them most.


I've been diagnsed with bipolar disorder and pmdd but don't take medication to treat either. I've been trying natural alternatives and attempting to change my lifestyle. Way easer said than done. Between dealing with those issues, not being employed and just being BROKE, I've been really feeling in the pits but I've recently found a place that does free group therapy twice a week, I've been working on developing my skills through certfications so I can secure stable job in the corporate world, but in an area than would benefit my career, not just pay the bills.. Thank you for hring this video, I'm a first time commentor, definately will be keeping up with your progress and I'll be commenting and sharing mines.


Stay strong beautiful! You got this and we got you!

[YoutubeYusra]

Thank you for transparency! We need more honesty like this on the internet.

[Itsterrileeee]

The honesty in this video 😩 Sorry for your loss. Hope all is well love ❤️❤️❤️

[princeofopinion]

2:14 That's the big problem. So many people to flex online and make it seem like gig economy work is more lucrative than it really is. And it misleads people into making a decision that's actually more financially detrimental to them than having a normal job in many cases.

Choosing your own hours sounds nice until you realize you have to work literally ALL day, just to make as much as a fast food employees normal shift, after deducting gas, taxes, vehicle depreciation, wear and tear, etc.

I'm also so sorry to hear about your mother. I know how hard that is.

[Denisebemmett]

God bless you. God will never leave you, hold on ! Losing your mom was weighing on you. However, God will carry you through any situation. You are a college graduate, you will be back on course soon. Blessings!🙏

[LetsTalkFinanceswithTrayTruitt]

I love and respect your transparency. Minimalism is the way to go in 2020.

[alona]

You were grieving. I have heard this story so many times before. Thank you for sharing your story.

[tiab]

Thank you for this video!!! I feel like I’m deep in debt and am suffering mentally. Girl this video was on time! ✨❤️ also sending you my condolences

[bspi]

It takes a lot of courage to do this. I appreciate people like you. Your very intelligent and self aware. I think you’ll be Alright.

[familyseeksfreedom]

New subscriber :) Never be ashamed, own where you are! We are in debt and doing our best to own it and just be better :) You got this!