The Whole Life Insurance Scam - What Agents Don't Tell You

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Whole life insurance or infinite banking is a misleading investment "opportunity" that has been going around. The premiums are high with insurance agents trying to sell you complicated and fake promises. Just to make a commission from you, usually 100% of your annual premium. Don't get tricked without knowing the truth.

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The surrender rate on term policy is pretty high too. The premium amount can be higher or lower its up to you.

bubblewrap
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i just came form alis class nice video .

VVSUNIVERSE
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Watch Chris Nogel, and check to see if you feel the same.

RedDragonProtection
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Lol, I never understand why people don't at least talk to a relevant professional before giving their two cents on this topic. If whole life dividend is merely a refund then how could it ever have a positive return? Limited pay policies from top mutual insurers were giving closer to 5% tax free even when interest rate was near zero for the last 15 years, if rates don't go down to zero then dividends should go up. Whole life insurers give out same rate as HYSA for their MYGA now, and they do so because they can get higher rates elsewhere and then pass on the spread as dividend. It's essentially a corporate bond fund supplemented by institutional business profits.

linnyh