Credit 101: 5 “Quick” Ways to Improve your Credit

There are no shortcuts to good credit, but this short video highlights five things you can try that could potentially give your credit score a boost. Doing these things, including paying down debt, not applying for new credit, keeping existing accounts open, reviewing your credit reports and disputing any inaccuracies, and becoming an authorized user on someone else’s account may raise your credit score and help you to establish and maintain good credit for years to come.

[joshnellis]

they will charge you for fraudulent Even when u didn't authorize them. Better hope u don't get fruad while using their card because they will not close your account, and they will charge you anyway, and they will also hit your credit score over it after sending them a police report to investigate further. This is why the target bad credit.