What is an “unauthorized credit”? ACH

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What qualifies as an 'unauthorized credit' under the new NACHA ACH rules? In this Payments Professor episode, we break down the definition of unauthorized credit, exploring common scenarios and key factors that determine its classification. Learn how to identify and handle unauthorized credits to ensure your institution complies with the latest regulations. Whether you're in ACH operations, compliance, or risk management, this video provides essential guidance on managing these critical issues effectively.

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