I Make $100,000 and Don't Know Where to Start with Budgeting

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I Make $100,000 and Don't Know Where to Start with Budgeting

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It takes guts and a whole lot of self awareness to admit you "don't know" how and where to start. Well done to this caller.

InvestToLive
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These are so much better than the "Dave, I'm in trouble. I have ten million in assets, make 700k profit, and have five million in retirement. Should I pay off my $100 credit card?"

ninjablack
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I love new people. It reminds me of where I was and I know of where they can go!

greysaber
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To this caller...we were you in 2018! I decided I needed a plan and brought my hubby on board. Here we are ...tomorrow is NYE 2020...and after 3 layoffs within that time and 3 job changes TOMORROW NIGHT WE ARE DEBT Follow the baby steps and stick to it! I promise you...it is WORTH THE HUSTLE AND CHANGE in your life! We are 46 and 47. I pray you walk through this - you'll be so relieved you did it! Will be praying for you William.

honeybrowne
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This guy has a good attitude and listens instead of interrupting

That-Wanderer
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So important to remember to teach the basics to our kids. I never had anyone show me how to budget until I found this community online! I made a lot of avoidable mistakes just because I was uneducated

DearDebt
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I wish I had found Dave in my 20s! You all who are at that age now, please follow his steps, you WILL be financially secure and successful!

mikezerker
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“You sell so much stuff the kids think they are next”😂😂😂 Dave cracks me up

reenakartau
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"sell so much the kids think they are next" lol

RenzoRosales_FL
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Who’s entering 2021 with gazelle intensity!!💪🏽

Black_Jesus
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I underwrite mortgage loans for a living and a part of the job is reviewing people’s assets. Some people just spend ridiculous amounts of money on food, coffee, food delivery services. It’s just so crazy how much people just spend on junk.

jaybo
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I needed to hear this. I’ve budgeted for many years and have done well in my career. Now for the past 2 years or so I’ve been spending unintentionally. I still pay my bills on time and still contribute to my retirement account every paycheck but there are times where I’m spending hundreds of dollars like nothing and recently the hundreds have turned to thousands. I don’t mind spending it but I want to atleast plan to spend it. I just need to take back control by starting to budget again…

dpbass
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8:37 "Sell so much stuff that the kids think their next" 🤣🤣🤣

silasdietrich
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Glad im 23 and discovered Daves page honestly it is a blessing to get this kind of information. God bless you Dave!!

mahdman
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I love Dave!! I’ve been back and forth with the baby steps for many years! But as of 2020 I got real with myself abs goals and increased my income, paid off 3/5 debts, and have my emergency fund. 🙌🏽🙌🏽😭😭😭 Working on tackling my car payments now. I’ve cut out sooo my much and finally feel like i can breathe! Cannot wait to start investing and working on retirement. Thank you Dave!! 🙏🏽

starticegalmore
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"Skinny and rich" -- Self discipline of the person in the mirror.

KwavesProductions
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I wish dave ramsey asked people besides necessities can u name off the transactions you spent your money on this month. I bet you would have alot more eureka moments.

Rashaadthegr
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Imagine if every 17-year-old in the country were equipped with the knowledge to stay out of debt and to save 20-40% of every dime you ever earn.

BrokeMillionaire
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I just found Dave about a month ago and loving the content, im 22 I am literally in this exact situation as to what to do with budgeting, very perfect timing

zombiees
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You're already one step ahead. You have a great income.

DrJaredNelson