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Pre Settlement Inspection Checklist [Home Buying Steps to Settlement]
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Your home loan has been approved, loan contracts signed so now we take you through all the steps from now until settlement including the pre-settlement inspection checklist.
00:00 What happens after Home Loan Approval [When Buying a Home]
00:35 What Is a Property Settlement?
01:15 How to Transfer House Deposit
02:05 Set Up Internet Banking
02:30 Moving House Checklist
03:00 Pre-Settlement Inspection Checklist
04:12 Frequently Asked Questions When Buying A Home
04:46 When do I pay my stamp duty?
05:17 When do you get the keys to a new house?
05:32 When is my first repayment due?
For home loan enquiries
Find Jayden here:
T: 1300 088 065
Mortgage Broker Brisbane - Hunter Galloway
Head Office: 3 Latrobe Tce Paddington QLD 4064
PO Box 841, Paddington QLD 4064
CBD Office: Level 20, 300 Queen Street Brisbane, QLD 4000
Hunter Galloway are an Award Winning Mortgage Broker based in Brisbane. We help clients from our local area, Australia, and all over the world. We believe buying a home should be stress-free and uncomplicated, and we will work for you to make your dreams become reality.
Next steps and settling your first home
Our team here at Hunter Galloway is here to help you buy a home in Brisbane. Nathan & Joshua Vecchio are Senior Mortgage brokers who specialise in making your home journey easy.
Unlike other mortgage brokers who are just one person operators, we have an entire team of experts to help make your home loan journey as simple as possible.
If you want to get started, please get in touch and we can book a time that suits you – either a phone call information session or a face to face meeting (which doesn’t cost anything for you).
You are allowed to do a final inspection of your new home in the week leading up to settlement day. This is to make sure that any special conditions are met and the property is in the same state as when you exchanged contracts.
If a few months have passed since you first exchanged contracts on your home, anything could have happened – particularly if there was someone living in it during that time. A hole in the wall. A new stain on the carpet. A problem with the plumbing.
As the buyer, you have the right to inspect the property before final settlement to make sure that it’s in the same state and condition as it was when you first walked through it. If it’s not, there may be things you can ask the vendor to fix before settlement.
Ideally, you would have already conducted a thorough inspection of the property before you entered into the contract. Your goal at this early stage was to check things like the hot water service, plumbing, electrical, appliances, air conditioning, locks and latches, and even the curtains and blinds. If anything isn’t working, you can have listed it as a special condition on your contract and request that it is fixed before you move in.
The pre-settlement inspection is your final chance to take a look at the property. It’s a good time to check that any special conditions have been met, that rubbish has been removed, and that the property has been maintained.
Try to arrange your pre-settlement inspection about five days before settlement. This way, if anything needs to be fixed – or a new deal needs to be negotiated – there may still be time to do so. If you can arrange it, do this inspection once whoever was living there has moved out.
DISCLAIMER:
This video offers no Legal, Financial and Taxation advice, and the information contained is general and does not take into account your personal situation. The Listener acknowledges, consents and agrees to the viewing of the content presented on the Channel is subject to the full Disclaimer (below) and agrees to be unconditionally bound by this Disclaimer.
00:00 What happens after Home Loan Approval [When Buying a Home]
00:35 What Is a Property Settlement?
01:15 How to Transfer House Deposit
02:05 Set Up Internet Banking
02:30 Moving House Checklist
03:00 Pre-Settlement Inspection Checklist
04:12 Frequently Asked Questions When Buying A Home
04:46 When do I pay my stamp duty?
05:17 When do you get the keys to a new house?
05:32 When is my first repayment due?
For home loan enquiries
Find Jayden here:
T: 1300 088 065
Mortgage Broker Brisbane - Hunter Galloway
Head Office: 3 Latrobe Tce Paddington QLD 4064
PO Box 841, Paddington QLD 4064
CBD Office: Level 20, 300 Queen Street Brisbane, QLD 4000
Hunter Galloway are an Award Winning Mortgage Broker based in Brisbane. We help clients from our local area, Australia, and all over the world. We believe buying a home should be stress-free and uncomplicated, and we will work for you to make your dreams become reality.
Next steps and settling your first home
Our team here at Hunter Galloway is here to help you buy a home in Brisbane. Nathan & Joshua Vecchio are Senior Mortgage brokers who specialise in making your home journey easy.
Unlike other mortgage brokers who are just one person operators, we have an entire team of experts to help make your home loan journey as simple as possible.
If you want to get started, please get in touch and we can book a time that suits you – either a phone call information session or a face to face meeting (which doesn’t cost anything for you).
You are allowed to do a final inspection of your new home in the week leading up to settlement day. This is to make sure that any special conditions are met and the property is in the same state as when you exchanged contracts.
If a few months have passed since you first exchanged contracts on your home, anything could have happened – particularly if there was someone living in it during that time. A hole in the wall. A new stain on the carpet. A problem with the plumbing.
As the buyer, you have the right to inspect the property before final settlement to make sure that it’s in the same state and condition as it was when you first walked through it. If it’s not, there may be things you can ask the vendor to fix before settlement.
Ideally, you would have already conducted a thorough inspection of the property before you entered into the contract. Your goal at this early stage was to check things like the hot water service, plumbing, electrical, appliances, air conditioning, locks and latches, and even the curtains and blinds. If anything isn’t working, you can have listed it as a special condition on your contract and request that it is fixed before you move in.
The pre-settlement inspection is your final chance to take a look at the property. It’s a good time to check that any special conditions have been met, that rubbish has been removed, and that the property has been maintained.
Try to arrange your pre-settlement inspection about five days before settlement. This way, if anything needs to be fixed – or a new deal needs to be negotiated – there may still be time to do so. If you can arrange it, do this inspection once whoever was living there has moved out.
DISCLAIMER:
This video offers no Legal, Financial and Taxation advice, and the information contained is general and does not take into account your personal situation. The Listener acknowledges, consents and agrees to the viewing of the content presented on the Channel is subject to the full Disclaimer (below) and agrees to be unconditionally bound by this Disclaimer.
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