Personal Auto Policies Part C: Uninsured Underinsured Motorist on the Insurance Exam

Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.

With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.

Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.

If you love ALL the fun details and back story...keep reading.

In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.

My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)

Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!

I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.

I would love to help you secure your pass!

Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!

[thewiseowl]

You are the best teaching insurance! Thank you so much, blessings!

[Samwisely]

Thank you so much for your videos! Im in CA studying through Kaplan for my personal lines test on June 1st. By the end of the day my brain is fried. I've been watching your videos 2 hours before I go to bed, and your videos really help me understand what I was learning about earlier in the day. You really break it down and make it easier to fully understand. So thank you!

[kelseaglynn]

Taking my test tomorrow for personal lines in VA i found you yesterday and i’m hoping listening to you nonstop is the little bit of extra help i need!

[cryptoqueen]

Thanks Queen! Just passed Texas P&C on 1st try! Your breakdowns really helped. Wishing you continued success!

[TeeTeeDi]

Thank you from PENNSYLVANIA, for sharing your knowledge and experience! Looking forward to passing the exam!

[DawnFranzen]

Thank you so much for this explanation. I had a hard time understanding this until now.

[Mzteeu__]

Hi I love your videos! I take my personal lines test for Louisiana tomorrow.

[wigginoutoveroils]

Love your videos!! I’m in Tennessee and taking my exam the end of June!

[ramsharanhkaur]

Hello, thank you for making all these helpful videos for us. I am from Indiana studying through ExamFx .

[Divinely_lexi]

Thank you for all of this! I scheduled my test for the 15th for P&C in TX!

[uyqknkp]

Your videos are AMAZING!!! I took my first attempt last week at just doing coursework and did not do good now that I am watching your videos everything makes much more sense. Are you able to tell me anything about the IDAHO insurance exam? Thank you so much in advance :)

[jcxiuyq]

Philadelphia PA, Property and casualties

[jaekwon_williams]

I’m taking the Georgia exam in the morning

[arsic]

Hi thank you for your videos! I failed my first attempt for P&C FL license exam. Can I get any advised of what I really need to focus on?

[rercdvv]

Taking the NC property test and the NC Causality test! Any advice ?

[Ittheyzezermeowpurr]

I’m in Michigan which is no fault . I’m using your gold and Kaplan. How does no fault work into this ? Would that part C ? Came up because I don’t drive was learning this information. My friend was in an accident so I was testing my knowledge. She had explained Michigan was no fault so she has to sue . I’m trying to use real world to make this make sense even more . But, I’m unsure ?

[julianshearer]

Would your coverage B (medical payments) cover the rest of the medical payments after the UIM pays out to their limit?

[stephaniegarcia]

There was a Q: which coverage must you add when you have Uninsured motorists/ underinsured Motorists ?

A. Liability
B. Med pay
C. Property damage
D. Uninsured/underinsured motorists

I was so confused but basically everyone needs liability when they get insurance so will be liability correct ?

I chose Med pay out of panic . 😢

Another Q: which of the following describes uninsured?

A. Hit and run
B someone who has no insurance on something it said and I chose that one .
I forgot what c and d were but would it had been hit and run of the other one didn’t really make sense ?
Cause for sure now I know I got both questions wrong 😑
C

[ronakthecarguy]

taking the property and casualty general exams in IL. any advice? thank you

[katerinorellana]

Im taking the test in colorado, P and C. What should i focus on?