How To Write Off Credit Cards, Loans, Overdrafts (UK) 2025

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TAGS:
How to get out of debt fast super fast
How to get out of debt
Debt Freedom
IVA
Bankruptcy
Overdrafts
Loans
Credit card
Banks

#creditcard #loans #overdrafts #storecards #banks #mortgages #stepchange #payplan

[osmusicuk]

I feel better every time I watch this video, I come back and watch it every time I become unnerved by my financial situation (which is a mess) and get relief. You are a wonderful man thank you so much.

[trevkeay]

20 years of Debt, harrassment, not moving forwards with anything as expecting debt collectors to come banging on the door, going through extreme depression, 60 years old now and felt like I've wasted 20 years of my life. BUT thanks to you the new understanding I now have of the debt system, I have started to come out of my shell again and am starting to pursue a more "normal" life once more. THANK YOU SO MUCH OYE, for YOUR LOVE My BROTHER! P.S. NOW SUBSCRIBED 🙂

[nickpunafamilylaw]

In all my year's of seeing people tell bullshit advice on YouTube about debt and so on you are the only one who's telling the truth you have to know the system all financial systems are a game with just play the game, I salute you sir

[EdenSignal]

Your videos are gems for the People Oye. I have reduced loans from up to 25k to £300 using a different tactic to what you mentioned. You're absolutely correct, debt collectors fish from a list they buy for pennies and see who bites, they then get busy scaring the shit out of the public with word magic and threats. Your videos come like a public service, keep posting bro.

[jacobfeldman]

Bro this is top-quality stuff, my guy! learned more from this in 10mins then my entire financial life

[lelacampbell]

Thank you for this concise and informative video.
You are doing an amazing job helping others - Building awareness amongst others regarding debt is vital, as an astounding number of people (like myself) are in debt with it often becoming a mundane/llifeless burden.
I will rejoice the day when I am completely alleviated from debt!
I shall be sharing and watching out for your next update. Take care.

[rufdymond]

I really do feel that debt is the modern day disease...I’m like a crazy preacher telling all the young members of my extended family to invest rather than spend their money but I sometimes feel it’s like trying to put out a house fire with a water pistol....they just don’t listen. Even showing them the power of investing, compounding and effects on your money over time doesn’t get through. The penny didn’t drop with me until I was about 30 I’m now 58, but once it did I’ve never looked back - great info in these videos, but people have to also change their behaviour otherwise they just end up in the same situation...been there worn the tee shirt - I can tell you that saving and looking after your cash is so much less stressful than being in debt.

[filipinotravelnurse]

I dont subscribe much but I think your intentions of helping the financial uneducated like me is genuine. Your mother raised you well. ❤

[charliesheen]

came across your channel after searching CCJs.
know im a subscriber and watching all your vids!

[rachaelkennedy]

I've buried my head in sand for 2yrs since being made redundant. Received no help or debt management via HSBC when I contacted them, other store cards kept my accounts open charging me extra. Now during a national lockdown I'm being chased and it's at the stage of going to court for CCJ for 2 of the debts! I'm ill with worry can't sleep or nothing 😞 read so much and now found this video so hoping I can deal with it on my own 🙏🏼

[sugarfury]

I would like to commend you for starting a channel on this topic. Please do keep up the good work as you are a true asset to the communities across the world, but also very happy to see someone from the UK focussing on this topic as there are not that many youtubbers from the UK, so thumbs up all the way. Love and Light X

[dekwill]

This is very true I done a £1 per month and managed to get the debt down to 80% don’t be stressed and frightened

[osmusicuk]

Just watched this video again! It really puts things in to perspective for me! Oh and the 17👎🏻are from all the debt collectors in the UK 😂

[Ej-enlz]

My dad who was a young 22 year old lawyer back in the late 1980s, got his Dad (my grandad), a £340, 000 mortgage completely written off. He wasn’t a specialist in financial services, he just knew the system or has magic powers

[johnmckie]

this is an excellent video and you have principles which are clearly in evidence here. good work.

[beigesoul]

You are a blessing my friend. I believe I can speak to many people. Thank you and may God bless you

[okumephuna]

I find this very interesting, informative and educative. More of it please!

[JacobFeldman-bo]

So I have always had a little anxiety around money, Since the pandemic it really went into overdrive, however. There were so many things about money and debt i didn't understand and confused me. Your videos really helped clear it up.

[chanteldixon]

I just stumbled across your videos after searching for info on partial settlements. I received a letter this weekend from a debt collection agency offering me an 80% reduction off my debt. I was a bit dubious as I too was thinking that only paying part of the amount that I owed was morally wrong and make my credit file look bad. I am currently working two jobs in a bid to pay off creditors this year as I am fed up of being a slave to lenders. I owe about 12k - however, after watching your videos I dont think i'll have to pay out that much as they have all been on token payment agreements for the last few years. Thanks for this information. It is so valuable 👌👌👌

[martinbennett]

You're doing a fantastic job. People in debt trouble really need to watch your video's. Keep up the great work
👍👍👍👍