Family Floater VS Individual Health Insurance | WHICH ONE IS BETTER ? 🤔 | Gurleen Kaur TIKKU

While buying a health insurance plan, you will ideally have to choose between a Family Floater Health Insurance and an Individual Health Insurance.

The main difference between the two is that in a family floater health insurance, all family members are protected under one plan; .

However, an individual health insurance plan is dedicated to one person only, wherein the health insurance premium and sum insured is dedicated to one person only.

WATCH THE VIDEO FOR MORE DETAILS :)
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

[bharatvarsh]

Mam your ending is so beautiful. A different unique style of ending with cuts video shots.

[hariomterracegarden]

Can we take a tax exemption in 80d against group medical policy(GMC).

[ManishKumar-ielp]

Individual policy me 30 year ke bad mean every 5 year me premium increase hota hai. Individual ka premium kam rahega lekin family flotar me kis hisab se premium increase hoga.
I need your help.

[Nishanshahrocks]

Top-up extra le sakte hai? Senior citizens ke liye?

[maurisbishnoi]

Question -
Mam AAYUSHMAN BHARAT Yojana m papa ka card bana huaa
Kya mujhe koi alag se health insurance chahiye ya nhi ?

[nazirhussain]

Annual health ek saath floter me karwa sakte hain
and annual me sirf ek hi karwa sakta hai

[hiteshgaba]

Hello Mam, We are a family of 4 (2 adults (32yrs) and 2 kids) I have pre existing type 1 diabetes, wanted to know if it would be good idea to choose individual policy for myself and floater for the rest of the policy vs a complete floater for everyone included. Are there any disadvantages in future if I choose a common floater for everyone. Can you suggest what points should be considered while making this decision. Thanks 🙏🏻

[jayprakash]

Ma'am
Mummy papa include hoge kya floter policy me.

[sagar]

What about restorations benefits in family floater?

[maksmannur]

Mam. Can you make video of any disadvantages of having top-up plans with base plan.
If not any then do recommend us benefits. Will really help to get me the rite family plan for nuclear family

[sunitanathani]

Mam 6 lakh ka individual plan hai husband wife ka hai tho calculation kaise hoga?

[moreshwarpanchal]

Mam there any insurance company which is offering individual policy for new born babies more than 90 days old?

[jivanlanjewar]

Family flots mam mummy papa cover ho skta he keya

[ExplorerArpan]

I am single now, if i take individual plan now can i convert it to family floater later after marriage?

[jayeshsinha]

madam I want to port my son from star health family optima to individual health insurance policy since he has completed 25 years of age

[arunmohanty]

Madam i have health insurance from starhealth
When i took this policy in 2016 i had no sugar no cholestrol
But recently i was diagnosed with type 2 diabetes so should i call customer care n update them or wait till renewal of policy?? In december

[schemnad]

Floating policies will not have the noted disadvantage on limits if there is reload benefit, especially unlmited reload benefit like in reassure 2?

[nidhirroychowdhury]

I'm 54 years old man please suggest me a good individual insurance plan

[alankarmuley]

Health insurance lete time koi bimari hai to use kaise bataye company ko?
2)policy lene ke bad koi bimari ho Jaye Jo waiting period me aati ho, to use kaise bataye?

[navjitsingh]

Mam Road Accident Kya Health insurance plan ke Under hee aatey Hain ya Road accident ke liye koi Alag Plan hota hai....
Please clarify. Thank you for your time and help in Advance. From Amritsar Punjab