Podcast Ep 489 - Cheapest Vanguard alternatives, free credit report check and tax rules for sellers

In this week's episode, Damien discusses the recent changes to Vanguard's charging structure and how this will impact investors using its platform. Damien then provides an analysis of the alternative options available, including the cheapest platforms for ISAs, pensions and general investment accounts. Next, Damien explains how you can check your credit report for free with all three main credit agencies. Finally, Damien discusses the new reporting requirements for platforms like eBay and Vinted that will mean sharing sellers' data with HMRC.

00:00 - MTTM Podcast Episode 489
03:39 - Vanguard's new minimum fee for DIY investors explained
06:03 - Cheaper Vanguard ISA alternatives
10:48 - Cheaper Vanguard Pension alternatives
15:20 - Cheaper Vanguard General Investment Account alternatives
16:54 - How to check your credit report for free
23:55 - New tax rules for selling online

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[samdssda]

As soon as I heard the news I hoped you’d do an episode on the Vanguard fees shake-up. Thanks for the effort you’ve put into this. I’ve moved my small ISA pot to Dodl.

[ianjohnson]

Great pod guys. Quick Vanguard question, is this £32k tipping point for fees applied to the whole portfolio or is it applied to the individual components, ie I have a SIPP over £32k but an ISA less than £32k, will I be charged the new fee structure on my ISA? Thanks Damien.