Money Lessons From People Who Have Gone From BROKE to WEALTHY (We Can Learn A Lot From Experience)

#frugaliving #savemoney #moneylessons

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Hello there! My name is Jennifer! Follow along on our journey to paying off our mortgage by 2024. Along the way I will share my dumbest money mistakes, how we save money and our progress towards our goals. I hope that my journey will provide inspiration towards your own pursuit of financial independence.

Want to get in touch with me...


Old school snail mail to:
13663 Providence Rd.
PMB# 116
Weddington, NC 28104

[lindamcteer]

I worked at our local hospital for years, and I always ate in the hospital cafeteria, the atrium cafe, or ordered out with my co-workers. I didn't like taking my lunch. I didn't like having to purchase food to pack in my lunch nor did I like packing it. Now I think back on on those years of buying lunch every day plus purchasing a snack on morning break and usually purchasing another snack on afternoon break. I cringe when I think of the money I could have saved if I had packed lunches and snacks to take to work.

[crystalh]

I love these money article reviews because you always have something I haven’t read but also that I can just listen 🙃 Best money quote I know is “money doesn’t buy happiness but it does buy freedom”

I grew up on food stamps, welfare and church donations. The biggest thing I learned is that no matter how much money I make if I live below my means I can weather some pretty severe financial storms. But also to never forget where I came from because I appreciate how far I’ve come a lot more.

[BackroadMoney]

The biggest thing I have realized is that wealth is built by you yourself not neccessarily money. You are the key not more money. Keeping yourself living below your means no matter what your income is will make you wealthy if invested over time. You + time= wealth

[valdamarielegault]

Bigger is not better! My husband and I have designed and built 9 homes and the one we love the most is our smallest and most economical! We also built a legal apt in our basement which covers all our expenses. Best decision ever!

[kathrynnielson]

We're finally at a great place regarding the amount of money we make after being dirt poor and knee-deep in debt. And while it's so much better, we're paying a bucket of money in taxes. It's crazy, and it infuriates me.

[returnofthereasoner]

Excellent video, Jennifer. So many things to consider if we hope to live a happy, frugal life, especially in today’s economy. I’m going to share it with my adult children. 😊

[lifebeyondthesalary]

YEAH!!! I absolutely DO NOT MISS those stresses!!! For the first 10 years of my oldest son’s life (he’s now 25), I lived under the poverty mark as a single mom, EVEN THOUGH I worked 2 full time jobs (thankfully my 2nd one my son could come with me & sleep there while I did as well ~ was a house mom for a homeless shelter for pregnant women & their children & a state worker by day). Now? I don’t HAVE to stay in budget at the grocery store (I try to but I ABSOLUTELY don’t have to) but our savings account is very cushion-y & I’d rather have a savings account than pay for bougie groceries & have sinking funds for household repairs, car repairs, etc. I can absolutely confirm that being poor or financially challenged as I used to call it… you pay more than the normal person ~ in fees, in all kinds of ways that you normally wouldn’t even blink at, but are hard to work around if you don’t have a bank account, or enough money in the bank to cash your check because some company took more than what they were supposed to & dipped you below what you had in your account & you have bank fees for days & if you cash your check at your bank, you won’t have rent money because it will eat it all up in the stupid fees. I could seriously go on & on. I do try to help my sis (technically friend from high school) to make better choices & get on her feet more & in a better position. I had a lot of help but looking back, I had a lot more hand outs rather than someone JUST TAKING THE TIME to teach me better ways to do something to help get me out of the poverty cycle. Things are much better now. Much much better. Even just having a washing machine can be the make or break of financial independence.

[DogMomStephanie]

I can relate to there being a time when an unexpected expense, such as medical bills or new tires, would have had me struggling to make ends meet. I’m so thankful that I can now call them an annoyance, but it’s not stopping me from paying anything or forcing me to do without anything. Have you talked about your ear piercings in a video? I’d love to hear the story behind them and the jewelry you chose.

[jessicabuck-daniel]

I remember being so broke when I had my son that my dad and mom bought me groceries. I’ll never be in that position again. Credit cards were maxed out. It was a very sad time for me. Never again.

[jillpruett]

For expensive purchases, I do not use monetary value as the benchmark. I use the GOLD standard. Literally. If I want to buy a house, I determine the amount of gold at spot price to buy. Remember that the value of the house does not go up, rather, the value of the money you bought it for declines.

[jamiecarr]

I live in the Midwest and you can buy a house for under $200 thousand