Wildfire victims face insurance crisis

As wildfires sweep through California, the state is facing an insurance crisis that has already left thousands of Californians struggling to find and keep affordable homeowners' insurance.

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[billsalcido]

“I’ll take your money as long as I don’t need to spend any. When it gets too risky I’ll cancel our contract and keep your money!”
-insurance

[treywayx]

Like a bad neighbor, State Farm isn’t there.

[jonathanward]

Only 1 thing in all this is 100% guaranteed. The executives who made the call to cancel all those California policies are getting a promotion and a big fat b’onus this year.

[RicePho]

People call Luigi a terrorist, I wonder what drove him to do what he did?

[faerierosepress]

Here’s a thought, if Insurance companies are going to cancel policies, why not get rid of the mandate or the requirement that you have to have home insurance?

[Halcon_Sierreno]

Insurance is a scam. It's basically a tax on nothing happening.

[Alovellyone]

Louisiana resident here. I was dropped twice by insurance companies. Last year was the second time. I recieved a nice little letter in the mail basically informing me that I was too much of a risk being a Louisiana resident. Additionally, I live in a manufactured homes and other insurance companies won't insure a home with roof that's over 10 years old. They find every excuse not to give you any coverage. I currently only have flood insurance which I just paid too much for. I'm sick of the whole fraudulent circus.

[dixonmopar]

Like a good neighbor State Farm ...Is getting the hell out of there ! 😆

[gomerhanger]

You can't watch an NFL game without seeing a State Farm insurance LMAO

[ImOnGearSoWhat]

Luigi looks more like a hero every day that passes.

[johnsont]

Where is Luigi Mangione at for this one?

[twentypandora]

Jake is not a good neighbor, because he was never even there.

[offthewallsurfer]

Insurance, the BIGGEST LEGAL SCAM EVER. I’ll charge you thousands upon thousands but when it comes the time to do my part, I’ll just bail out and I’m nothing to you.

[chelsea]

There is no point rebuilding and living in an area that insurance companies won’t cover.
Some homeowners will just sell their land at below price and move elsewhere. Even those who can afford to rebuild will think twice because they’ll just be surroundings looking like a war zone neighborhood. And some will be paranoid that it will happen again soon. So why build again. Just sell the piece of property.

[alexlianarosalin]

Insurance: I’m sorry for your loss, but you’re not covered, NEXT!

[Castle]

No worries USA tax payers will Pay and everyone's insurance premiums will go up for everyone again in the USA

[carlRoyh]

in north carolina insurance company left when they know its coming and it left us broke forever

[martinalbert]

If possible America as a whole should start building concrete houses on steel foundations with ceramic tiled roofing. Non combustible and more resistant to earthquake and Hurricane damage.

[CALLOFTHUGS]

So people spend thousands on insurance until an incident happens then the insurance doesn’t care about all the money you payed

[angelforceforyou]

Only cash buyers will be able to purchase homes now.