Why I Would Never Choose Medigap Plan G

Medigap Plan G is one of the more popular Medicare supplement plans. Here's why I would never choose Medigap Plan G.
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Medigap Plan G Vs Medigap Plan N Video

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I am Keith Armbrecht founder of Medicare on Video and I help people across the country make the right Medicare choices.

➡️What you will see on my channel:

✔️Medicare Supplement Plan
✔️Difference between Plan G vs Plan N
✔️When You Can Enroll into Medicare
✔️Social Security Information
✔️And more

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[chuck]

I live in Delaware and have had many health issues this year. Plan G had paid for everything. I am so glad that I bought the Cadillac!

[jillkunkel]

Maybe a better title for this video would be “When I Wouldn’t Chose Medigap Plan G verses Plan N”.
I have Plan G and it was $25 more in premium than Plan N, but I knew with my upcoming health issues I would be seeing many specialists and more often. I went with peace of mind decision.

[tomleydon]

My wife has a chronic illness and since choosing Medigap Plan G we have never seen a bill.

The broker we worked with kept trying to sell us a Medicare Advantage plan because she got a bigger commission.

But for anyone who has a chronic health issue get Medigap Part G.

Not only have we not had any copays, but she can see any specialist in the country that accepts Medicare patients and go to any hospital for treatment, including the big name places like Mayo and the Cleveland Clinic.

[masterlee]

I thought getting plan "G" in the beginning was easy as there is no underwriting. But if you want to change to it later and have major health issues it's a lot harder to get, if impossible. That is one major reason why I am looking at it in the beginning, and piece of mind just in case it is something major.

[mariacortez]

I really like the honesty of this agent. I have been studying medigap s and Medicare advantage plans plus G. And asking many questions whether to purchase G or N. No one even gives me an answer. it's always its your decision, but this agent was truthful. My husband and i are both on N because it's expensive, but it's true we never know what will happen, and we do have many friends going home to the Lord. We never go to the doctor but we dont know the future. I plan to switch next year to G

[danstrunk]

As part of the retirement package offered by the company I worked for, my wife and I each receive 83 dollars a month toward the purchase of a Medicare supplement. So Plan G was an easy choice to go with.

[judithoden]

Have always had plan G. This has covered 3 types of cancer. Everything covered. Knee replacement.
Been in IUC twice this year with blood clots in legs and lungs. Worth every penny over the years. Never had a bill or extra cost. The price is great for all my great care.

[billbeeb]

Actually, it all depends on your health at the time you apply. If you have a lot of health issues and see a lot of doctors and need a lot of test and imaging throughout the year like me, then plan G is the way to go. But if you health is good then plan N is the way to go. Just keep in mind that your health can change in an instant and if you have plan N then you may end up paying a lot out of pocket later down the road.

[garystevens]

Your commission must be more on the advantage plans. Plan G is the best plan for people not getting government supplemented Medicare!

[km-bozx]

You didn’t mention the annual premium increases of plan G vs N.

[jasond]

Living in south Florida, the cost difference between a G plan and plan N is almost $100 or more a month. Worth it for small co pays

[WhittyPics]

Laura put me in a Plan G a few months ago. I wonder if I would have been better off going with a Plan N

[CliffordMcneil]

Last year when I was looking for help was picking a plan Keith, you had nothing but praises for playing g. Now you got me really confused.

[donnajanecastle]

Title is misleading. Makes me wonder what else isn't true.

[PorscheSpeedster-kznc]

Congratulations on 100k subscribers!!!🎊 🎉

[jillmiller]

What the hell? Last year when I was looking at this, you couldn't stop praising plan G. Now I'm stuck with a plan, G, and you're saying it's not the best plan. I hate that I'm spending so much for the plan and Medicare Part B, but it really covered my butt on medical expenses this year. I'm just praying the premium doesn't skyrocket on renewal because then I'll be forced to switch if I can (because I'm on a fixed income). Gah! Insurance in this country makes me crazy.

[danielhuntington]

Anyone that leads with "Never take the Plan G" should not be taken seriously! Take this guy off your list to work with! Yes, it's going to be expensive. As a senior....I believe you can't overpay to protect yourself against huge medical bills!....I wonder how many out there wish they would have chosen it now? Raise your hands please! Thank you.

[dougwahr]

What about potential excessive charges with Plan N vs Plan G?

[danielparrish]

I know several people who have a plan C that are not happy they have medical procedures that have be rejected or postponed by the insurance company even though the doctor says they need that treatment other times the insurance company has limited their time in the hospital or recovery home and forced them out

[amyfox]

I had FEHB and I wasn't told in advance or ask. BOOM. MY MEDICATIONS ARENT COVERED. I lost my Federal Employee Health Benefits " best insurance in world".. no one notified me. No one asked me. Now I'm losing my necessary medications.. or forced to pay full price.. 😢