Payment History Reporting Charge-Off EACH month...Violation or Not??

Charge-Off reporting EACH month! Accurate or Inaccurate information??

DISCLAIMER: Content of this video is for educational purposes ONLY. Do not consider any information in this video to be legal advice or influence.

[nita]

OMG!!!! I have been asking so many in the credit repair industry about this specific topic and no one has broke it down like this. Thank

[ladyram]

This is the best advice I have heard when it comes to charge offs. Blessings to you!!

[DanielHarris-fc]

You are a very humble person with a wealth of information, continue marching on my Brother!!!

[theempressdesha]

how can i sue them for reporting inaccurate information without a lawyer on my credit report they have c/o every month for 6years not just the bureaus but other credit report agency I know how to remove it now but I wanna get paid for them reporting inaccurate info

[shawntamitchell]

You are awesome! You have some great content. Thank you so much for caring enough to continue sharing your knowledge.

[otisdavis]

The content thats given behind your reasons is on point..

[BigBenMiami]

Great Reporting....This, is a Blessing...

[la-wo]

So I have that CO every month, then they are coming after me for more money.

$2, 664 for the total amount spent on card then they had that charged off for every month.

Then I went to claim my savings account with the bank I had the credit card with because they switched owners and then all of a sudden i recieve a notification that my outstanding credit increased by $1300.

If they reported it as a loss/CO i dont understand the charges they are coming after for now.

How one go about correcting this?

Anytime we call these banks we have to notify them that we are recording them, then they get all weird and say "We cant speak if im being recorded" like tf? YOUR RECORDING ME??

[samnangyin]

So is it legal for them to report CO every month on my report? If the account is closed? How can i dispute it?

[natalydelacruz]

What if im getting reported Late payments after ive agree to settle the debt.

[kginvestigates]

You are the first that I have come across that says they have a choice, delete or update, everyone else that I have watched tells you if it's wrong it has to be deleted. it's one of the things I watch for while doing my investigations of misleading and manipulated information on these types of videos. Thanks for telling it like it is. Great job.

[tyroneglass]

I know this is an older video for you, but I have been doing research on effectively removing charge-offs and this has been the best most accurate video I have seen out there. Although all of our situations may be unique, you provide great insight. TU has verified my charge off as accurate, however, they provided several updates to the account (payment updates, remarks, etcc)..I am unsure how an account comes back verified as accurate with changes. I would assume it was not accurate if you had to make updates and changes. Thoughts?

[kazithierry]

Looks like Experian has deleted that information from their site

[randywilliams]

I must ask have you been able to keep the deleted account due to it being reported as charge off from being reinserted after deleting it? Is it possible that you disputed for additional reasons as a possible valid deletion demanding showing. I ask because I've read numerous cases decisions holding that charge off reporting monthly is accurate and fair. So please display the successful deleting based on this challenge bro. This isn't a dispute that's been upheld based on my research so I pray you solidify this resulting as a deletion with some consistent showing of an actual deleting occurring

[carlosvazquez]

Hello great content how do i get this information the glossary of account conditions and payment status from experian

[ta.green]

Is there any way you can send me that glossary

[JustBeYouTy]

Is it legal after a dispute for transunion to change the status date and delete all payment history. They don’t have the date of last delinquency or anything on my credit report. It seems to have re-aged my account

[spruceeesensi]

Can I pay you to write specific letters?

[rob_g_]

Can a charge off still charge late fees?

[donnamackey]

I want to know why I was charged 24.99 premium is only 13.99 I want the difference payed ro next month's bill