More DEBT? • Budget with Me • Savings Challenges

It seems as if the storm we are in keeps bringing more rain. We are working to get a large business debt paid off in 90 days.

Budget with Me as I work with my husband's budget. We stuff some cash and we make a debt payment using savings challenges!

(I may receive commission if you purchase from the Amazon links in this description)

#debtfreegoals #savingschallenges #moneydiaries

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ALL MY SAVINGS CHALLENGES:

June Binder- @JanellRaeBudgets
9. Miss Adventure @lizandless
10. Roll, Scratch & Save @toebeanbudgets

Christmas Cuties Binder - @CraftCoBudgets

Snowflake Christmas Binder - @JanellRaeBudgets
1. Puppy Snowflakes -Rami @budgetpaparazzi
2. OCD Christmas -Dani @CraftCoBudgets
3. Penguins -Tracy @GoldenGirlBudgets
4.
5. Snowman- Janell @JanellRaeBudgets
6. Mystery Savings- Kim @StarBudgets
7.
8. Merry Christmas- Yazmine @OfficialBudgets
9. Fred Jr.- Shannon @307designstudio
10. Holiday Cheer -Champagne @ChampagnesCorner
11. Double Sided Christmas- Judy @savewithjudy
12. Gingerbread Cutouts- Wren @MischiefManagedBudgets

Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
All of the challenges in this binder are from my Etsy shop

Red Savings Challenge Binder
ALL BUX- @reinventingrene @reinventingrene

Blue Glitter "Full Size" Savings Challenge Binder
The Life of a Pig *
Pop It! *
Life is a Beach *
Shut the Box- @reinventingrene
2024- @TheALMOSTOrganizedOwl

*= Use the link above for my Etsy store to find these products

Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
The Great Aussie Scratch Off- @CraftCoBudgets
Suitcases- Plan to Plan Sticker Co.

Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was $201,986.79
NOTES:
* In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
* The above numbers include our mortgage.

AMAZON STOREFRONT:
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FILMING STUFF:
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FOREVER FREEBIES:

💌S N A I L M A I L:
SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941

EMAIL for Business Inquiries Only:

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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

[BrittanieRaynor]

I've been a silent watcher for about a month now I believe and I absolutely love how positive you are! Also 90 days to pay off that much debt is AN AWESOME goal

[JamieRNbudgets]

Completely agree! Playing challenges makes paying debt a little more tolerable 😂

[stephaniemartinez]

Pesto pizza with roasted peppers artichokes mozzarella and Parmesan cheese! 🤤

[Mysticsoul]

🫂💜💪Great job, I hope the storm will pass soon.

[cyndimcintire]

I think Mr Snow Gardener and you have weather the storm quite well. Congratulations ❤

[marylynmiller]

Stay positive....if anyone can do this debt thing, you can!!!

[Vikkilynn]

I love the way you do shut the box.. I’m going to start doing that also. The heads and tails dice is a good idea

[ByEmzo]

Hi Marlene! My Georgette book came this week, so hyped to get it started! 🎉 And thank you so so much for all the adorable freebies 😇

[budgetwithmamabear]

Great job saving! Watching while I'm working on orders and budgeting💕🐻

[BudgetYourLife]

Hi, love the budget with me. And fun savings. I would love to go back to Australia, we had the best trip! I know you will too!

[stacygreen]

You are amazing! I rarely comment but wanted to encourage you to meet that goal! Love your videos!!!

[kittyfacekat]

Great video Marlene. :) Great job paying this debt down so quickly.

[BudgetingTheBacon]

Hey Marlene, checking in as it's been awhile since I've caught up with you 🙂.I like how you have done Shut The Box to be able to use it over again (less waste for printing constantly).

[HaloBudgetsByAngel]

Your doing great paying off that debt-keep it up. It definitely helps motivate to keep, keeping on!!! :)

[moneywithjustliving]

Good Morning Marleen, love the update. Wow your husband is such a hard worker, great job hubby! I love the round up, we do it too. It just seems to make sense, extra is always better in the end.

[thedramaticpanda]

the challenges are the only reason I started saving 😂

[managingmonasmoula]

Hello. I am new here. First video of yours that I watch. I love the colors of your sunflower wallet. Wow! So pretty. Have a beautiful day! ☀️🌻💛

[jessiefaw]

Yay! So glad you like the heads/tails dice 😊

[SweetandSassyBudgets]

Really like the heads or tails dice! Makes it a lot less confusing. 💜

[bethbeckwith]

🦚Yall doing a great job knocking down that debt - keep it up!