Should you AVOID homes with an HOA? - Pros & Cons

A common criteria we hear from buyers is that they don't want to be in a neighborhood with a HOA. We understand! It's a common misconception that a Homeowners Association is just present to tell you what you can and can't do.

There are Pros & Cons to having an HOA in your neighborhood. A con is that you want full freedom because you purchased your own home, but you now have limits on what you can do to it because of what your HOA allows. Additionally, having an HOA costs you! The typical amount varies depending on the neighborhood but it is important to factor that in when purchasing a home. The HOA is also only as strong as those elected. Your HOA consists of volunteers from the neighborhood that make decisions that hopefully benefit you.

On the plus side, your HOA ensures that the homes are kept in good condition. They typically regulate yards that aren't properly cut or flag deterred maintenance on homes. This in return keeps your property value up by keeping your neighborhood in good condition. By having an HOA you also get a voice in your area!

As with everything there are pros and cons. Homeowners Associations aren't for everyone but there a clear advantages and disadvantages to consider.

What are your thoughts? Let us know in the comments!

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[myhandlewastakenandIgaveup]

Yes. You should avoifd an HOA. All it takes is enough bad neighbors to make what was your chill HOA a hellscape.

[johnd]

The risk of abuse of power is too high.

[oKyeahThen]

never ever buy from a HOA it sounds nice and all but you will forever have people in your business and property.

[mr.gof]

Power corrupts, absolute power corrupts absolutely. I lived in an hoa years ago. Never again. The "cons" are far too long to list here, but I've seen enough.

[jcaf]

My HOA is ony $100/yr. They maintain the landscaping at the front entrances, retention pond, and installed some additional streetlight. General rules are mow and no parking vehicles or boats on your yard.

Very low-key and benefits the neighborhood

[pianovocal]

Living in an HOA for over 20 years I do not like HOA. I am paying my hard-earned money for somebody to tell me what to do on my property. That does not make sense. My HOA had the NERVE to raise or dues 20% this year without a vote from the homeowners because they could. Then the HOA makes excuses, they cannot fix the parking lot pavement, have not fixed the garage roofs in decades, and taking out the cameras. When someone did a check on the finances of HOA some of the money was missing.

[madant]

They can take away your own home from you. Why would you want an HOA who has so much control over your own property??!

[jameshigh]

The odds are that if you live inside the city limits of a municipality of any size, there are already ordinances regarding your lawn or parking your 2004 Geo Metro on blocks in your front yard. And they have a version of Code Enforcement to make sure they're followed. If not, the City isn't doing their job. So HOA fees are basically double taxation. And, truthfully, I wouldn't be caught dead in a shared swimming pool. I'll use my own inside my privacy fence. And if Karen tries to peek over it, she's going to get bit by the 12 volt hot wire running along the top of it. And those things sting!

[madant]

I thought they send workers to clean and maintain your property and house. Grass etc.

[mejsjalv]

The pros do not outweight the cons. Or maybe I'm just used to living in a public street without anybody trying to enforce their opinions as if they were laws.However, I'm not from the USA, but I've seen that HOA systems and usually the people don't have much complains, and the common amenities are very well kept and useful.

[wanda]

Did he just say that they don't get paid and that they are just volunteers but however they collect money?? Big Red flag. I would never

[ericbritton]

As the man (Gen 1:26-28) KJV, a husband (Gen 2:21-25) and a father (Gen 3:16), the minister of God (Rom 13), teacher (Eph 4) and one of the survivors who was bullied in school, the answer to this question is "yes" you should. I had never heard of HOA until recently and have read nothing but horror stories about it charging homeowners fees, turning everyone's place of peace into an absolute daytime nightmare. HOA obviously stands for Hell On All which is not good for any homeowner. I personally would never purchase a house where I have to continuously deal with Freddy Krueger while I am awake. Man likes peace.

[eile]

buyers paid more for no HOA house in area. Maybe it's just depends on cities. I guess there are some people who would pay for more for an HOA house in other part of the countries.

[ditpook]

We are at the point of contacting state government to remove our building from the HOA. Our lawyer/president should have her law license revoked and a formal complaint is going against the bar on her soon for racism, extreme prejudice, falsifying documents and conduct unbecoming a lawyer or board member..

[michaelcarter]

Saw a 2bed 2bath wonderful location listed for 180k but HOA fee of 825 a month. In my old neighborhood the HOA cost went up to 100 a month and I hated the HOA there. They abuse their power and work like the mob. I will avoid HOAs. Their fees increase every year. Never give people that much uncontrolled power it always corrupts. My new house isn't part of a HOA thank god.

[ditpook]

Try having a cartel of four people in real estate (lawyer, plumber, developer, investor) give each other the right to do whatever they want but when anyone else does, they are immediately met with by law boilerplate BS to threaten to fine them and put liens on their house.

[Alessandro]

I love the simplicity on how you approached the explanation. Thank you sir!

[AttackOnTitanlover]

I’d rather just keep my house night nice and neat then deal with a HOA that could possibly be good or bad not risking it and they if they ever come into my door I’m never gonna open the door simple as that

[lrzero]

Just remember this simple phrase: "When you buy a house in an HOA, you don't own that house, you are pretty much renting."

[Gigi-bozr]

They have higher property values as well