USDA RD 502 Direct Home Loan Program 2022 (For Low & Very Low Income!)

USDA 502 Direct Home Loan Program:
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Assists low and very-low-income applicants with obtaining housing. USDA is a 100% financing government program! No down payment required!

Eligibility Determination:
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You can determine if a property is considered eligible by entering the address into the eligibility map. Find eligibility information from our state website:


Finding your local office:
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- Select the State
- Click on the Contact Us tab

Additional information about USDA 502 Direct home loan:
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Jené Raymond I REALTOR® I License # 418105 I
Contact number: (912-500-5085) Direct

Disclaimer:
I do not own the rights to this music.

#usda #Statesboro #savannah #JeneRaymondRealtor #Bulloch #StatesboroGeorgia #StatesboroGa #MovingtoStatesboro #StatesboroRealtor #Realtor #home #hometour #HomeTourStatesboro #GeorgiaSouthern # GeorgiaSouthernUniveristy

[stepasike]

Appreciate the videos. When I moved into my present apartment i was better physically. Now I require a safer environment. Senior housing has 2-3 year waiting list. Contacted local USDA office and was informed that even with a good credit score, no debt, my sole income of SS is not sufficient for a loan. This should be included in any video, for surely I am not alone in this situation.

[Journal_Jonesy]

I did not know this program existed and it sounds wonderful! Thank you for sharing.

[lla]

She should have mentioned the requirements like having to have 2 years of work history and it doesnt have to be at the same job. Just saying enjoy this info

[careyhutcheson]

Omg your in my same area! Im definitely going to reaching out to you for more information. Right now im just researching! Thank you for this info! 😊❤

[WhiskeyBlack]

Oh my, I'm only 20mns from you! I'll be calling you up soon. Just trying to wrap my head around all of this!

[tlatoanimachi]

Washington State is 2 years backlog, in 2 years ago they was 2 years back long. The USDA is going to push you towards getting a guaranteed loan.

[NahkayNatural]

I’ve been looking into this loan but been having troubles with the USDA in Statesboro, GA. The lady I’ve been working with acts like I don’t make enough but I qualify for 50-80% less than the county’s average income. And was questioning why I don’t have car debt & when I told her I’m visually impaired I can’t drive it was another issue about I should have stated that which I did in a previous conversation with her. The sad part is that’s the only place that deals with Bulloch-Bryan county areas. I am trying to get a mobile home in that area. I’m new to all of this & im trying not to give up on buying my first home.

[euryllesemuhammad]

I don't quite understand: Low income meaning you MUST be working or low income meaning SSDI, retirement, etc income?

[lechiathompson]

Ive been trying for 3 yrs....what the heck ....all ive gottin is a hard time ....im in okla....i cant get any help...from anyone....

[poetz]

I applied a couple days ago. Waiting to hear back. Lord help me. 😂

[stephdee]

I applied and was approved, I even have the pre-approval letter. BUT no one and I mean no one answers the phone OR RETURNS ANY

[ephills]

Do you have to accept the subsidy..I read a review through trust pilot and he said he ended up owing $160000$ in subsidy when he only paid 102000 for the home.

[rhondasplace]

This was so informative and helpful. Thank you New Subby

[scorpiosag]

I’m so bummed. My fiancée makes good money but his credit is 539 and my credit score is 709 but the finance lender said my fiancée credit score has to be 640 and did not urge us to apply or have anything else to say to me after that

[magalyruelas]

How does the subsidy pay change if you happen to get more pay in the near future

[CloudSky_]

So what if i have a high credit score but how do i get pre approved for higher loan if im only making $19/hr?

[ruthbell]

Can you fine me land and I could build something like a tiny home or one of those rail car home in Georgia, or Michigan and the USDA will cover the cost for the land and build out of the home

[lovealldatymep]

Can you be ineligible for a USDA loan if you owe a federal tax debt?

[moonmoehring]

What if in the past my credit has been bad, due to health reasons, will this be considered? I Pay1100.00in storage monthly. When I get a home or buy or a home, I will place all my stuff within my home and will no longer have a storage bill. Is that considered?

[mickeymouse]

How do you get the application? Also if I have a 665 credit good on time payments and all debt paid off but it shows 2 charge offs also great history on rental payments for over 10 years but my husband has a 500 credit with charge offs and we’re taking social security would I qualify for this program? I reside in California