Commonly Asked First Time Home Buyer Questions Answered

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Are you a first time home buyer with questions about getting pre-approved to buy a house?  What is the minimum credit score?  How much money do you need for a down payment?  How much are the closing costs?  How much money do I need to have in the bank?  In this episode, we discuss these commonly asked questions in addition to others that we commonly get in order to help you become The Educated Homebuyer.

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Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty

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Josh Lewis (Huntington Beach Certified Mortgage Expert)
NMLS ID: 234220 | CA DRE: 01209148
United American Mortgage | NMLS ID: 1942

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If my Vantage 3.0 score is a certain number.. rumor has it, my FICO will probably be higher. Is that true? Lastly, which company is used to check credit score? I bank with Chase, and I keep track of my score through their app.. which uses Vantage 3.0.

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Are there any times where buyers don’t get approved at all? And are unable to buy a house

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