How to Buy Your First House // The Complete First Time Buyers Guide

How to Buy Your First House // The Complete First Time Buyers Guide

This includes:

Intro 0:00
Mortgage Credit Score 1:19
Mortgage Documents 7:33
Mortgage Affordability 10:05
Mortgage & Property Type 13:05
Mortgage Quote 17:58
Agreement In Principle 18:53
Property Search 20:11
Placing an Offer 22:43
Solicitor Process 31:28
Mortgage Application Process 38:07

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***SHOW NOTES & LINKS

***MORTGAGE CHAIN LTD***

Mentorship Program - First Time Buyer Expert
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**SHOW NOTES & LINKS***

*NEW! Download FREE First Time Buyer Pack

QUOTING PORTAL (Solicitors, House Insurance and Surveys)

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***CREDIT FILE CHECKS***

CHECK MY FILE - This is step 1 as a First Time Buyer. Check your credit file!

Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)

checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.

Check my free credit score now:

Correct Errors on Your Credit File:

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***BOOK A FREE CHAT***

Book a Free, No Obligation Call with Alex Book Now:

DISCLAIMER: This video and description contains affiliate links via the above checkmyfile, Uswitch and credit ladder links, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!

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***BAD CREDIT ?***

Download our FREE Adverse credit mentorship program below:

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FACEBOOK GROUP For First Time Buyers:

Say hi on social:

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

#alexkerrmortgage #firsttimebuyerguide #firsttimebuyeruk

[callumtyler]

It's insane how little first time buyers know about buying a property, myself included. I knew almost nothing when starting. This is the sort of stuff that needs teaching in schools.

[lauren]

Getting an agreement in principle is only a soft credit search and they expire after 2-3 months. So, do not worry about taking your time to search for the house thats a right fit for you. A soft credit search will not hurt your credit score, so re-applying for an AIP will not do any harm at all.

[toluwabanjoko]

What a goldmine of info, a million thanks!

[georgios]

The content you produce Alex is literally a treasure! Thank you so much for sharing such a valuable information!!! 💪

[sylsuthss]

Thank you Alex for this really in-depth explanation for the whole process. Definitely saving this video for when I start the process next year

[ASMRaphael]

One of the best videos I have seen in a long time :) so good! :)

[AdeAde]

Rarely comment but I couldn't go without appreciating the insights you so kindly shared here, freely and comprehensively. Thank you. Hope this reaches more people.

[shesonyoutube]

This information is golden; delivered so coherently too!

[okibelieveyou]

Really useful information thankyou very much for your content

[AshuwithS]

This is a gem of a video and so helpful for first time buyers!

[cricketylife]

This was incredibly helpful! Thank you so much!

[karukarthik]

This is one of the best video for house buying process UK..👌🏻👌🏻👌🏻

[OptimalLivingVision]

What a detail important lesson for a guy like me a novice about mortgage, thanks a lot.

[chasemason]

Alex this is so so good! I won’t be in a position to buy until around 2026 but I’ve bookmarked this video to come back to when necessary.

[samanthabbandara]

Done a credit check and it says fair .Thanks

[deejejey]

Wow amazing Alex as always, but very long content (lol)! But thanks for sharing and always useful!!!!

[shesonyoutube]

11:40 so helpful, I've always wanted to work this out myself so thank you

[benbiglin]

This video is so valuable, thanks alot. Deserve more credit

[Professor-Scientist]

Thank you, I really appreciate your videos

[DarkKreig]

Not sure about England, but in Scotland you can get a home report from the estate agent with the information you talked about in the mortgage application process. Unless the property meets certain circumstances, they need to have one to sell.