Quick & Easy 1 CRORE SIP combinations

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An SIP or systematic investment plan is a popular and effective investment strategy to build wealth. Many investors think in terms of 1 crore SIPs and in this video, I shall discuss various SIP combinations that can help you achieve your financial goals especially that 1 crore SIP goal. Infact, I believe wealth-building is a combination of three factors - 1) the capital you put in i.e. our monthly SIP investments, 2) the return or yield we receive on our investment and 3) the time we give to these investments to compound and prosper

Now, the a commonly cited thumbrule for 1 crore SIP is the 15-15-15 i.e. invest 15,000 rupees every month, in an instrument that gives 15% returns per annum and to do it over 15 years. Effectively you have a 1 crore SIP plan for 15 years

But then, there are more such combinations such as:
a) you can look at 20-12-15 i.e. invest 20000 a month at 12% return for 15 years and you still create a wealth of 1 crore rupees
b) You can also try a 10-12-20 i.e. a monthly SIP of 10000 rupees in a mutual fund giving 12% returns and for a period of 20 years. So now you have a 1 crore SIP plan for 20 years

I'm certain this video on how to earn 1 crore through SIP will be helpful to you whether you are a novice investor or an experienced one and you will be able to use it in building your own investment portfolio and in tracking your progress.

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Disclaimer: I am not a SEBI registered investment advisor or research analyst. The content posted on this platform is purely for educational purposes and none of it constitutes investing or trading advice. Viewers should do their own research and diligence before investing or acting on the information presented

[anubhavsood]

1 crore after 15 years will look like today’s 50 lakh

[badarinarayana]

Include one more factor.. step-up sip..then u can achieve target faster.

[drriteshsharma]

Good one Sir... You always come up with some interesting numbers everytime...

[certifiedmahtab]

How about 10k with step up sip of 25% increase every year?

[nitinkocharekar]

Sir
Which funds are best for sip to get 1 cr.

[kanakkumar]

Could you plz help me or guide me about what i ve done is appropriate?

[sbalaji]

Shall I do sip in advantage balance fund as you said? 20k, 12 % 15 yrs?

[shaikalisha]

Thanks please increase volume and make video on health insurance

[omkar]

@shankar, corpus 1 crore should be after give such combination

[ritiksinha]

Who will take inflation into consideration?

[summerbreeze]

If personal inflation is at conservative 8%, after 15yrs the purchasing power of the corpus wilould be 1/3rd

[SunWin]

So 20 k in one fund or combination of all funds

[crusaderkumar]

What if i invest 36 lakh for 15 yrs with 12% return? Instead of doing SIP?

[derekdsouza]

When the population of india increases its investments in equity, it can even beat Fii
I think in another 5 years, whoever has invested in stocks since 10plus years in good companies will move up the wealth income cycle of middle class.

Crypto ruined the growth in india, sadly
Because they advertized so much, that new investors went into crypto thinking it is more faster to make money than indian equity market.


Good shorts

[rkholyblood]

10000 +20% topup
16%
12 years
===1 CRORE

[Rahul-sjsq]

Sir i had a doubt regarding new debt mf tax..if i invest in debt mutual fund today...and redeem after retirement...will it attract low tax because tax slab will be less

[shubham]

& that 1cr will just value 40Lac after 15 years considering 6% inflation rate every year. 😅

[abhishekchatterjee]

Easier said than done. Most mutual fund returns are much lower than 12%

[onlyat]

But where will i get 12% ya 15%. Bank gives maximum to Maximum 4-5%

[sameertawde]

2004 ka 1 Cr KBC vala
in todays 2024 main is like 12.5 lacs
to have 1 Cr 2004 year vala one need to have 64 Cr in 2044