Trading 212 Cash ISA Review

This is my Trading 212 Cash ISA Review. Trading 212 recently released their cash ISA with a high interest rate of 5.2%. Watch this video for my full, in-depth review. I have tested out the cash ISA and this is what I thought of it. This is the cash ISA with the highest interest rate available right now. A cash ISA allows you to save tax free. Whilst your cash is in the tax free wrapper of an ISA, you don't need to pay tax on the interest. Cash ISAs also have very competitive interest rates right now. The interest rates are even higher than other types of savings account. It is a great time to open a cash ISA and this is my review of the popular Trading 212 cash ISA. I tell you all of the key info you need to know. I tell you about the interest, where your money is held and any limitations. I talk through the benefits, pros and cons and give you all the details.

Enjoy!

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[FranMariee]

(Use this link and deposit £1 to receive a free share worth up to £100)

[katscotty]

I think Fran has a lovely voice and it only adds to the very useful information she provides.

[paulosgood]

Hi Fran .i have never had an isa opened on your recommendations. I transferred money in and next day i took out £10 to see how long it would take to reach my current account. I was shocked when it was instant, within seconds it was in my current account.

[brackiumemendo]

Is it easy to withdraw funds from the cash ISA? I’ve seen some people say it can take 3+ days and that’s making me second guess using them

[HecticGlenn]

Thanks for the video, would you still recommend it and is it safe? I'd usually use a normal bank ISA so it feels a bit uncomfortable, do they have the usual protections in place?

[gabrielalejandroferrucci]

The ISA Cash with thaiding 212 is flexible or not flexible?

[lostinthoughtscalminsilenc]

How do I actually get the free shares though? As its asking me to deposit money first?

[markfoxwell]

Thanks for this. Perhaps also mention that the isa is flexible and transfers in have been suspended until at least September?

[stevesmart]

Hi Fran, I do like you content and I share your enthusiasm for the 212 cash ISA for the reasons mentioned.
However, I did want to comment on your delivery, which seems to be strangely robotic (I don’t know whether you are reading from notes, but it almost comes across as AI generated voice over, which never sounds good) and there were lots of obvious cuts in this presentation. I noticed it in your last post and I am finding it a little off putting.
As I say, love your content, but maybe something to work on the delivery?

[snoopys]

Trading 212 is risky not sure i find it safe to hold a large amount

I mean yeah a small amount but big amounts like £100, 000 or more im not sure

[IfI-og]

Will this add to my £20K limit ? For example if I put £4k in will that mean I have £16K left in my budget?

[uglyduckling]

Do I have to open in Trading Cash ISA and in Moneybox ISA since you use both? Just new to your channel❤

[OneAndOnlyMe]

It's a shame Trading 212 won't do Junior ISAs.