How I've Saved Over $100,000 By Age 27 - When Will I Hit $1 Million?

I have officially hit a personal net worth of $100,000! 🎉

The day that we’re posting this video I specifically have $101,675.15 across my various bank accounts, broken up into $81,594.16 towards my investments, primarily my TFSA, and then $13,378.84 in my high interest savings account, and finally $6,702.15 in my chequing account( which fluctuates the most as I make and spend money each month).

Now, to be honest… I thought this day would come sooner than age 27, and I want to explain why in this video. If you like this video, comment a 💰 emoji below!

0:00 How I feel about hitting $100k
3:22 How I grew my net worth as an entrepreneur
8:21 How I've split $100k b/w savings vs investments
11:27 What's my next money goal?
15:38 The pressure to 'have it all together' before age 30

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Disclaimer - This content is for education and entertainment purposes only. Steph & Den do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

[stephandden]

This was an exciting update to share! 🥹 I want to know your thoughts on this topic + what your current ‘net worth’ goal is - let us know in the comments!

[OforiwaaAmanfo-Sam]

I’m 24, recently hit $50, 000. Looking forward to that first $100, 000 too. Thanks for this video!

[jayocean]

Your not even 30 and they say the first 100k is the hardest 🎉

[ktubaccunt]

Haha, you two will be fine! I'm 65, almost 66, and getting a kick out of this video. You both are doing well and planning together, that is a great foundation for the future, whatever it holds for you. Congrats on the $100, 000 plus! Just remember to enjoy life too!

[mhairirobertson]

I appreciate the unscripted chat at the end of this video! I’m 31 and completely relate to the feeling of big life changes being around the corner. Congrats on $100K! 🎉

[HouseOfBurgz]

Congrats on reaching 100k within 2 years!! Keep going 🍊

[sher]

Hi Steph and Den! I'm 33 now but still feel like I never left my late 20s. 😂 I hit a milestone of $300k this year from 0 in 2019. I'm proud of what I accomplished yet can't help but feel that age really puts that pressure up and that I still pale in comparison to others. I was part of the tech layoffs middle of last year too and probably going back to my home country at the end of the year to make time for my elderly dad with Parkinsons. I don't know what the future holds but I'm at that stage where life doesn't revolve around making money as much and how to live a fuller life after years of frugality, aggressive work ethic and investing.

That is to say--I'm older now but I still don't know what I'm doing. 😂

[emilyatparis]

Congrats Steph!! I recently hit $100k as well. It's a huge accomplishment and amazing to see how much you've grown since your first job in HR 💖I'm 24 and just quit my job at a Big 4 firm to go work as a contractor at a startup - excited to see what the future brings ✨

[randomizationme]

Yes, I do feel more resistance to change as I am aging, even though I'm still in my late 20s too!

I feel more relaxed in my late 20s - I don't have that "passion/motivation" (not really sure what to call it) but that drive to keep up with what I once desired...the newest job, the newest car, highest profit, and etc. I'm more tame, still figuring out life but doing it at my own pace. I still have passions, and stuff I enjoy doing but it's different from when I was young. I'm not sure if it's good or bad but I'm trying to enjoy every moment of it regardless.

Also, congrats to $100K and your wedding, family that may be coming around the corner ! ;)

[pinar]

I'm 27 and I definitely feel this. Now I already have a child, but I want to change my career by going back to school, but trying to do it without it effecting my savings goals. It may take me 2 years before I reach my big financial milestones, but I am looking forward to it.

Congrats with reaching $100, 000.

[FAKEMD]

22-years-old and just hit $250k. No matter what obstacles, keep pushing and find multiple streams of income. Create good habits. Good luck to all. God bless!

[TBongo]

Congratulations on reaching $100k! 🎉🎉🎉I’m working my way towards that goal too. Thank you for sharing your financial journey with us. Since watching you and Dennis, it’s encouraged to me to pay off my student loans, start investing and built my net work!

[Victor-sbrv]

Great stuff! As Charlie Munger says, the first $100K is a bitch. It only gets easier from there. Definitely feel you on the life stages / body stuff - I'm 29 and around 26/27 was when it really hit me that I'm not 20 and I can't do the same things as I could then (the hangovers get baaaad)

[stacy-annmorgan]

I turn 27 this month and wow it’s crazy lots of goals and time just going fast. Congrats on 100. 🥳

[jerryn]

I'm not even Canadian (I did think about moving there once but as I understand you have same issues as UK) but I love watching yours and Den's journey. Keep going. The sky is the limit!

[SmoothBrownMan]

That's fantastic news. I'm very, very impressed that more and more twenty-somethings are becoming involved in investing! I'm in my 40's and doing it for many years but not in my 20's. So great!!

[chanelpinnock]

This is amazing! Congratulations Steph 🎉

[lynninfinite]

congrats Steph!! Do an update when you reach 200k, etc to 1 million!!😊😊 I myself am 25k away from a 100k networth! 😮😮

[mariadrukker]

Great video, I've been exploring various avenues, but it feels like an uphill battle.

[elyon]

Congrats 🎉 hoping to reach $100, 000 somewhere between 25 & 30 too!