My 2023 Budget Planner System | January Budget With Me | Low Income Budget | Zero Based Budgeting

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In today's video I will be showing you guys my 2023 budget system I will be using to track my finances. I will also be going over my January budget. Hope you guys enjoy and thanks so much for your support. Xoxo, Raye

If you are new to my channel, please consider subscribing! Thanks so much!

If you'd like, you can send Happy Mail to:

🦋 Raye's Budget P.O. Box 123 Brice, Ohio 43109

🦋 CashApp: $RayeWilliams1

🦋 FETCH REWARDS
1. Download the Fetch App
2. Snap your receipts in the Fetch App
3. Redeem your points for FREE gift cards!
***Use my referral code KW1PW to sign up then when you snap your first receipt, you get 2000K bonus points! So start earning today!***

✨Capital One Walmart Rewards Credit Card (card I use to get all my points)

🦋 Budgeting items I use:

Betternote Matte Cover For Disc Planners
Betternote 2023 Monthly Calendar Tabbed For Disk Notebooks
4 Piece A6 Binder (Starry Sky)
A6 6 Ring Holographic Dazzling Rainbow Color Binder
13 Piece A6 Color Binder
12 Pieces Pom Pom Key Chains
24 Piece A6 6 Hole Plastic Zipper Envelopes
100 Motivational Quote Cards
Dessie Motivation Cards
8 Piece Big Diamond Pens
4 Pieces A6 PU Leather Notebook Binder
Easy Mini Cash Budget $1000k or Less Savings Challenges
Easy Cash Budget Planner
EooCoo Basic Pink Calculator

FTC Disclaimer: Some links above are affiliate links with Amazon from which I get a small commission based on the product. There is no additional charge to the buyer.

planningwithella
Printable A5 Budget Booklet

Black Croco Luxe Budget Book Cash Envelopes Finance Kit (Black slick binder I use to house my sinking funds trackers):

Please note:
I am in no way a financial advisor. I am a woman who is on a journey to becoming debt free and wants to document my journey in hopes of helping others along the way! Thank you for visiting my channel and please subscribe if you have not done so.

#January2023, #Budgetingforbeginners, #Zerobasedbudgeting, #Everydollarbudget, #daveramseyinspired
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Love the new planner idea. Thanks for sharing.

yvetteminor
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Thanks for sharing! I do like your budget system for 2023! Loving that your YouTube paycheck is going UP!

anichol
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I love 😍 the new planner idea, it's simple and effective..

Yonnie
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I like the new planner and I am putting together my budget binder this week.

tamikajones
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Thank you for sharing how to do a budget. I love the nails

cindychapman
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Love the zero base budget you create .. We need to try that as well in 2023, we’ve got plans for
The new year. And your the inspiration behind the movement..

roberttaylor
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I love the planner cover! It is so cute! ❤🌸

JudySpeaksDinero
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Wow, I that you have that planner customized just for you. I love it.
Awesome video 🫶🏻
Happy New Year 🎆

beautymombudgets
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I love that your planner is budget friendly. I created my own budget planner to have more money to towards paying off mortgage.

Lifewithmrsvee
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Printing for yourself sounds so practical, there’s tons of planners out there and either they have stuff you don’t need or not enough of what you need. Great job Raye 💕

BudgetsWithBess
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Do you have a link for the company you got the planner cover from?

jenniferwilbur
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Love 💕 it! Great job & looking forward to seeing your 2023 goals and progress & savings challenges. 😎🙌

LilRedBudgets
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Another great video! Appreciate all the work that you put into your savings and what you share with us 🫶🏽😁

Chaela
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I love your planner. You personalized it beautifully 😊

myangelsam
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I like the Black Box Saving Challenge.Where did you purchase the Flip the Card Saving Challenge?#23IsOurYear

robindouglas
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I love the printing it yourself method especially because no planner has exactly what we want! I've never used a planner with the rings like that but looks like I may do me one for my check ins and paycheck breakdowns! Great video friend💖💖💖

MysticBudgets
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Very cute planner, customized by you for you! That's a recipe for success 🤩

natashaescobar
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Lovely planner Raye and great monthly budget breakdown. Love how you made it your own way of your journey ❤😊 ty for sharing ❤

kaystayonbudget
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What do you use the cute plastic box for? And where’s it from?

livingtheboymomlife
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You are so right the digital products are nice to be able to print as many as you need. Love how you have made it something that works for you! Great job Raye!💚😊

CathysCashCoin