Mutual Fund Masterclass - Part 1 - E26

On this Episode we cover:
"- How SIPs and XEROX are similar
- Before knowing which Mutual Fund to select, what we really need to know
- The best products for short term goals
- Why Liquid Funds are in the same category as FDs and RDs
- Why FDs and RDs are NOT tax efficient. And how they are taxed.
- The definition of an 'Equity' fund
- The break down of Equity MFs
- Why holding ~5% cash for MFs is important
- Hybrid Funds and Arbitrage Funds
- Why Pattu has used Taxation as a handle to categorise Risk in MFs
- Pattu's thoughts on SEBI's risk meters!
- How to invest for 'medium term' goals. Go easy.
- Pattu delves into actively managed and passively managed funds.
- We hear about 'Factor' funds (under passively managed funds)"

GListen to the previous episode here-

GListen to the next episode here-

In association with @pattufreefincal

A link to our audio shows:

[avichaltyagi]

I recently binged your whole playlist over the last few weeks and want to appreciate the fact that the quality of the discussion in terms of story boarding and the flow has increased tremendously. Kudos to the interviewer here!!

[uuuserr]

When you say Mutual Funds . Pattu Sir comes to mind

[mwiths]

I have doubt in mind.
So I have joined mutual funds by 5years before with my fund manager. And it's mainly regular fund on all the mutual fund I bought. Now totally there are 7-8 mutual fund including my spouse.

My question is should I have to continue in Regular funds in longer time with my fund manager or is there we can ask the fund manager to move from the regular plan to the Direct plan.

What are the ways I should approach.

[anandvaidya]

Many actively managed direct funds do charge far less than 2%. eg: Nippon Flexicap 0.41%, Kotak Taxsaver 0.54% etc Probably Pattu is referring to 'Regular' funds?

[akshaynaik]

Isn’t it more important to know how many funds consistently underperform index, rather than top funds? I think there will be very less. So we just need to avoid them.

[TheNishant]

Dude, just stop interrupting him. You don't even let him finish and ask a new question halfway through.