Should You Apply For a Credit Card or a Credit Limit Increase With Navy Federal After The 91/3 RULE?

In this video I talk about wether you should get a credit card first with navy federal or a credit limit increase with navy federal after the 91/3 rule has passed.

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✅ My name is Ismael Sandiford and my friends call me Ish. I Live in Long Beach, California.
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By watching this video you agree to not use the information as legal or financial advice.
This presentation has been prepared for entertainment purposes only and is not intended
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[JustMoneyish]

when are you trying to get your next credit card or credit limit increase with navy federal?

[rontonio]

I was over the 91/3 and I applied for my second Navy credit card and was approved for 20k a day later asked for a credit increase on my other card and I received a 500.00 increase. Great video and keep dropping gems!

[cliffordtnoel]

I just did exactly on the 91st day and got approved instantly. I only went for $7k now my limit is $25k

[andreaross]

Just applied in the app and just got an increase immediately!

[asiaanderson]

I know this is about navy federal but i want to share some data points about bank of america. You can also request credit limit increase every 90 days. B of A does a soft pull and will double your limit

[TanishaRayson-Henry]

My guy Ish 🎉...beard poppin, hat to the back, editing 👍🏼

So happy to see the growth of the channel 🎉

I applied for the flagship last week got approved for 12k. Already have cash rewards and more rewards both 25k.

I'm gonna product change the cash rewards to the platinum. Do I have to wait until my 1 year anniversary with Navy Fed to do it?

[KarenJohnson-lv]

Just applied about 10 days ago for my CLI by putting in 1k istead of total amount.[MESSED UP] Went to almost 9k. INSTEAD of 18k like I intended.. I just wanted to roll the dice with a new card.I wouldn't recommend it. I was shaken in my boots. Got approved for 25k.YES!

[MichelMawon]

No increase option on the application. Website and phone are hard pulls.

[lashawannajoyner]

I'm soooo good with my $10, 000 credit limit... Allll those increases are senseless to me. Just my opinion .

[debbiecalderon]

91 day rule hasn't worked for me on any NF credit card. Always go into under review. I've been only able to get an increase every 6 months and I have 700+ credit score and 2 cards with them with 10k credit limits.

[debbienelson]

Navy federal change their platform. How do you apply now for an increase on the site for a soft pull rather than talking to a representative ?

[OscarPerez-drlh]

Does anyone knows if I can keep asking for credit limit increase if my income stays the same? Better one will they approve it?

[mrdavis]

I was denied and did everything correct. Went from a 630 to 760 score.

[DaveySharp]

If I have two navy Fed CC’s can I request for a cli on both cards at the same time? Or do I have to request one at a time and wait for the 91/3 cycle?

[omarscott]

I tried to ask for an increase on the app and it said to call

[isasalafi]

Why does everyone on the Internet keep saying that Credit Limit increase are soft pulls when that's not true? I spoke with 3 different representative at Navy Federal and all of them said it's a hard pull in application or on the phone. 🤔🤔

[evan]

After my 91/3 I applied for an increase on the App and was told they would get back to me but when I called they told me I was denied but also received an inquiry for it on my Trans Union which I wasn't expecting.

[MauriceMilford]

Hey I just got an auto loan. how long should I wait to apply for a credit limit increase wit navy federal

[bjh]

Just glad black ship credit card and got approved right away. Can I get a credit limit increased to?

[obstreperoussake]

Just Curry ! What are some to dos to get ready for first home and want to house hack ?