How To Save More Money Without Working More

Saving money is about Value. I was able to save 10,000 in about 6 months, and over 100k before I turned 25 years old. The key to that was value. It’s not just about making more money, about cutting all your bills and it’s not about having another side hustle.

When I was broke, my values were not on time and money, they were on spending money to get things that I wanted and so on. It's an exchange you see. But for this video, I’m going to teach you how to save money without working more, and without it hurting so much. I’ll teach you how to value your time and how to value the real cost of things

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1. Here is my first way for you to save money ( its with your Car )
- If you don’t have a car, feel free to go to the next one but if you’re thinking about owning a car ( you should still watch this )
- The car is one of the number of ways a person can save money
- And it's not a one-time expense even if you pay cash, so the goal is to save as much as possible on the buy

Cars are not one-time expenses:
- To run they need Gas
- To be on the Road – Insurance
- Oil changes and filter ( fluids)
- Repairs
- Car washes

Knowing this:
- It becomes obvious that the best car to buy
- Is the cheapest, most reliable and most affordable to drive a car
- Its not going to be a gas hog, not going to be electric, and not going to even a hybrid

Here are some recommendations is you are broke:
- Honda Civic/CRV
- Toyota Corolla/Rav4
- Mazda cx5/6

How does this save you money?
- Let's say your spending $700 a month on car payments and after you add all the cost about $1,000
- A 2011 Toyota Corlla can be found for $3900 if you search well
- You get about 30mpg, not bad
- And you can spend 200 and upgrade car play and the backup camera

You just saved $700 per month almost most likely
- Save that 1 year and 5 months
- You’ll have enough to buy a better car and resell the one you were doing
- 188k miles on a Toyota, they run for 250k miles, you still have left about 5-6 years

2. Entertainment ( this is truly expensive on the Soul and the wallet )
- I think 60-80% of people are addicted to entertainment
- Including myself and it is expensive
- So let's talk about

Most popular:
- Cell Phone: Cost $1,000 these days, Plans are like $70 bucks per month and average screen time is about 4-6 hours
- TV: cheap $200-500 dollars, Subscriptions, cable, and internet for the house (2-4 hours)
- Friends ( not true friends): Free but only hang out to spend money

How can you save this
- First, always buy phones used ( I bought this one this week $333 with everything included, retailed $700 – it stop being a great phone just because 1 year passed )
- Phone plan Tello, $6 to $30 unlimited everything
- Screen time: figure out a way to lower it, I can't help you in this video ( but it is problem for all of us )

TV: Cancel cable and keep 1 subscription, you don’t need to pay $200 plus dollars every year to watch one show

Friends:
- Do free things with them
- And see how they enjoy your company without the spending

If you can lower your time spent on these platforms from 8 hours to 2 hours you’ll thank me

3. This is the most important part ( check the little things )
- People start looking at their bank statements, and credit card statements and write down every time they spend money
- And you may be spending an extra $500-$1000 that adds up every month
- So check the small things

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*Some of the links and other products that appear on this video are from companies in which Tommy Bryson will earn an affiliate commission or referral bonus. Tommy Bryson is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. I'm an Accountant but I'm not your Accountant, always review information with your Accountant/CPA and your Financial Advisor.

[stf]

It's okay to buy a new car, sometimes!! I bought a 2000 Toyota Camry drove it for 16 years. Passed it down to my son. The car is 24 years old and still looks and run good.

[projectyoloq]

Small things you do now will affect you big time in the future

[staciragland]

You are so smart, I LOVE your videos and they are very informative, my son just wrecked my Lexus, small car, very reliable, PAID OFF 😢 I have been trying to figure out what kind of car to get, because of you, now I know. Thank you so much ❤❤❤❤🎉

[Avila_The_arber]

My favorite guy on staying on the grind.
I appreciate you 🙏🏽

[asfeastasteaw]

1)The Car You Drive.
2)Entertainment.
3)Friends.

[wendykornfein]

You're my favorite, for financial advice. so easy to understand and relate to.

[arthurmantzouris]

Yes small ways add up to being a big expense so we should instead don't have debt at all. And don't waste money on things instead spend it on experiences instead....😊😊

[annaahmed]

My husband had misbush out land and I had misbush marag we never had problem both cars we do very good mantanece and to go thank you for sharing keep it up good work.

[neyon]

tommy use that corolla for a year to do uber and youll make the cost price back

[annaahmed]

That is very helpful tips thanks for sharing keep up good work God bless you Thomas

[DavidDavisDH]

I got my Google Pixel 7a, brand new for $350 on Mercari, normally its $500 at the time. I spend my extra money on investing and savings.

[firebug]

Grand Marquis, Lincoln town car and crown Victoria are the most reliable cars ever! They can easily go 300k and cheap parts!

[EA]

Lol 😂why is the closed captioning talking about buying a house an marriage 😂what in the world utube

[Money-Fast-Plan-a]

"If you want to achieve excellence, you can get there today. As of this second, quit doing less---than---excellent work." ---Thomas J. Watson

[davidsarpong]

Sweets cost more than money, they help during stressful times but not the best source of energy. Fasting helps

[tylersimmons]

I kinda disagree on the electric car and hybrid part. Toyota makes great hybrids with readily available parts and reliability. Electric cars are cheaper to maintain but I will say none of the electric cars that are good are gonna be in the price range to be affordable if you wanna grow wealth.

[SoloSolo-pf]

I like your Tommy because you say it like it is. you real down to earth. you're not like those guys or girls that shows up into a high class hotel in a video trying to lure americans into the dominican republic and make get into investments that they know is not going to work for them.

[lionness_simsima]

Hi there, very interesting content thanks for sharing

[eljuancho]

Bought my galaxy s21 5g for 508 and they gave me a 200$ gift card, bought a 106$ laptop for my finances.
Bought 7400$ car from a loan I took against my Bitcoin in 2020

[CalvinHillMusic]

Honda Accord’s better than them Civics 💯💯💯💯